The Capital One Platinum Credit Card is primarily a credit building card for people with fair scores or who are new to credit, so if you meet Capital One’s eligibility criteria and excels in areas such as a low debt-to-income ratio and a good annual income, you may get a credit line as high as $3,000. If you get a lower limit, you might have a shot of increasing it in just 6 months of good use with Capital One’s automatic line review.

Yes, the Capital One Platinum Credit Card is a good starter card because it offers international Mastercard coverage, no annual fee, and credit building tools. That means you can improve your credit rating while obtaining a solid spending power without having to worry about hefty fees denting your resources.

The Capital One Platinum Credit Card offers all cardholders $0 Fraud Liability, account alerts, virtual card numbers, contactless payment technology, emergency card replacement, free credit monitoring tools, atm location services, and much more!