Read on and find out how LendingPoint Personal Loans are accessible even for borrowers with fair or poor credit.
LendingPoint Personal Loans – Fast approval and fast access to funding even if you have less-than-perfect credit.
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LendingPoint Personal Loans are a low-interest option for people who have fair or even poor credit. This lender offers loans for a number of purposes, from personal expenses to midsize home improvements with loans that go from $2,000 up to $36,500. It only requires a soft credit check for you to pre-qualify, and if you decide to take the offer, you get fast access to funding. After signing the agreement you can even change your payment due date. It also gives you access to a free credit score.
LendingPoint Personal Loans are a low-interest option for people who have fair or even poor credit. This lender offers loans for a number of purposes, from personal expenses to midsize home improvements with loans that go from $2,000 up to $36,500. It only requires a soft credit check for you to pre-qualify, and if you decide to take the offer, you get fast access to funding. After signing the agreement you can even change your payment due date. It also gives you access to a free credit score.
Check out some of the benefits of getting approved for LendingPoint Personal Loans.
When you first apply for a LendingPoint Personal Loan the lender must determine how much you could qualify for. For this reason it conducts a “soft pull” of your credit. This does not have any impact on your credit score. Only after you select a loan option and continue your application will they require a “hard inquiry”. This has the purpose of verifying the information you have provided for final loan approval. Only the “hard inquiry” will show up on your credit report.
In order to be eligible for LendingPoint Personal Loans you must be 18 years or older, be able to provide a U.S. federal, state or local government-issued photo ID, as well as your own Social Security Number. You must also have a minimum annual income of $35,000, and have a verifiable personal banking account in your name. Residents in Nevada or West Virginia are not eligible for LendingPoint Personal Loans.
With the information you have provided on the application as well as your credit picture, LendingPoint will return your loan offers within a few seconds. After you have selected your loan option, the issuer will ask for some additional information. It may be the case that they will require you to provide some additional documentation which will help them verify the information on your application. As soon as all the additional documentation has been reviewed, your loan approval will be complete.
LendingPoint Personal Loans range from $2,000 to $36,500, but the loan amount you may be approved for will depend on your individual credit profile as well as the information you provide on the application form. The lender’s offer is based on what it believes you can afford.
If you’re interested in LendingPoint Personal Loans, check the following content, and you’ll see how to apply for it.
How to apply for LendingPoint Personal Loans
Learn how to apply for LendingPoint Personal Loans and get approved today even if you do not have good credit.
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