If you want to add the Mastercard® Titanium Card™ to your wallet, there are a couple of fees you should know about first. The card charges a $195 annual fee, and if you want to add an authorized user, that’s an extra $95 per card. There’s a 3% balance transfer fee, cash advances have a 5% fee, and late or return payments are up to $37.

The Mastercard® Titanium Card™ has a high annual fee and requires excellent credit to qualify, so it’s best suited for individuals who spend a lot on their credit card and can take advantage of the rewards and benefits. It also offers a range of travel-related benefits, making it a good fit for individuals who travel frequently. However, it’s important to consider your spending habits and lifestyle to determine if the card is a good fit for you.