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Read on and find out how the Merrick Bank Personal Loan is quick and easy to get even if you do not have a perfect credit score

Merrick Bank Personal Loan – Fast approval, quick funding, and excellent credit NOT required

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The Merrick Bank Personal Loan is an excellent option if you need access to money fast but do not have perfect credit. The bank only runs a soft inquiry on your credit before presenting you with an offer. Therefore, you do not need to worry about taking a hit to your credit score. Only after you accept the offer and pull the trigger will Merrick run a hard inquiry. Once they have approved your loan, you will receive your funds in one business day.

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You will remain in the same website

Have a look at some of the benefits of borrowing money from Merrick Bank.

Funding available within one business day after approval
Initial soft pull
Does not require excellent credit to qualify
Approval comes out fast

You will remain in the same website

Unfortunately, Merrick Bank Personal Loans do not make it possible for you to make payments in advance. Yes, you may decide to make an additional payment on your loan, but the bank will not apply the extra payment as a future payment. Rather, the lender will apply the payment to principal. You can contact Merrick Bank’s Customer Service in case you have any inquiries regarding payments. The number is 1-833-842-7900, and their working hours are Monday through Friday, from 8 o’clock in the morning to 11 o’clock at night, Eastern Time.

You can make your payments using whatever method best suits your needs. Your default payment choice is not the only one you can use. For example, in case you have scheduled your next payment for autopay but would like to change it, you can do it online. On Merrick’s website you can cancel that payment and then pay by phone or by mailing a check. It is important to note, however, that if Merrick receives your payment after the payment due date, they will consider it a late payment. ACH payments are also an option. You can schedule them in case you would not like to pay by phone or mail.

At first, when you apply for the loan, you are going to have to choose between ACH autopay or manual check as your preferred payment method. This will be your default payment method until you decide to change it. Once you have started making payments you can make changes to your payment preferences. To do so, all you have to do is either call Merrick’s Customer Service or change it online to a different payment method of your choosing.

Merrick Bank

How to apply for Merrick Bank Personal Loan easily

Apply for the Merrick Bank Personal Loan today and get approved quickly even if you do not have perfect credit.

We have another recommendation for you if you’d like a second option. This way, you can compare their features and choose the best one for you.

Next Day has an extensive lender network. So, your application will reach many lenders and you’ll receive their offer to analyze and pick one. Read the following content with a full review of Next Day loans.

Next Day Personal Loan review

Next Day Personal Loan review

With so many lenders in the market, finding the perfect personal loan for your financial needs requires time and commitment. Next Day will make it easier!

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