Credit Cards
Venture X Rewards Credit Card review
Are you wondering if the Venture X Rewards Credit Card from Capital One is right for you? Check out our review of this top-rated credit card and find out everything you need to know.
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by Aline Barbosa
Venture X Rewards Credit Card: Get 75,000 miles as a welcome bonus!
If you’re a frequent traveler with an excellent score, and who’s in the market for a top-notch credit card, the Venture X Rewards Credit Card from Capital One is a solid choice.
How to get your Venture X Rewards Card
The Venture X Rewards Card is a great companion for frequent travelers who want to make the most value for their money. Learn how to apply!
The 75,000 bonus miles as a welcome offer alone should be a good incentive. However, the card has much more to offer.
With it, you’ll earn 2X miles on every purchase you make, anywhere. By booking hotels and car-rentals through Capital One Travel, you’ll earn a generous 10X miles.
Flights through their travel program will give you a solid 5X return on miles as well.
- Credit Score: You’ll need an excellent score to become eligible.
- APR: You can expect a variable APR between 19.99% and 26.99%.
- Annual Fee: To own this card, you’ll have to pay $395 annually.
- Fees: 3% balance transfer fee, 3% cash advance fee, up to $40 late payment fee.
- Welcome bonus: 75,000 bonus miles once you spend at least $4,000 within the first three months of card membership.
- Rewards: Up to 10X miles on travel-related bookings made through Capital One Travel. 2X miles on everything else. $300 annual travel credit and much more.
One of the best perks to the Venture X Rewards is that it charges no foreign transaction fees. That makes it a worthy companion on international travels and purchases.
While there’s a $395 annual fee, you can make it worth it by prioritizing the card on your expenses and maximizing your rewards.
Keep reading our Venture X Rewards Credit Card from Capital One review below to get the full scoop on why this is such a prestigious card.
Venture X Rewards Credit Card: how does it work?
Issued by Capital One, the Venture X Rewards Credit Card is essentially a premium card for frequent travelers.
It has international Visa coverage and rewards the cardholder’s spending with miles that are easily redeemable or transferable to partnered miles programs.
The card has an annual fee of $395 and an variable APR between 19.99% – 26.99%.
That means you should prioritize it on your expenses to make the most of the rewards and soften the blow for the high annual fee.
It also means you should pay your balance on time and in full to avoid accruing interest.
New cardholders can take advantage of one of the most generous intro offers in the market, with a 75,000 bonus miles promo after meeting the spending requirements.
The card’s highest rewards rates are linked to Capital One Travel, but members also earn 2X miles for every other purchase.
And the benefits don’t stop there. There’s a $300 annual travel credit, and a $100 credit for Global Entry or TSA PreCheck®.
Plus 10,000 bonus miles for every account anniversary. Not to mention access to over 1,400 VIP airport lounges across the globe.
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Significant benefits and disadvantages you may find
While the Venture X Rewards Credit Card has many advantages, there’s a few drawbacks you should know about before signing up. See the pros and cons below before you make a final decision.
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Benefits
- Generous sign-up bonus worth $750 in travel expenses;
- Up to 10X miles on purchases made through Capital One Travel;
- Access to Capital One Dining and Capital One Entertainment;
- Complimentary access to over 1,400 VIP airport lounges;
- Annual travel credit and Global Entry/TSA PreCheck®;
- 10,000 bonus miles on account anniversary.
Disadvantages
- The Venture X Rewards charges a high annual fee;
- Requires an excellent score for approval;
- Possible high variable APR based on your current creditworthiness.
Is a good credit score required for applicants?
Yes. To become eligible, you must have an excellent credit score. That means a FICO® Score above 750.
But Capital One reviews more than your current rating before approving your application, and you must meet other key data points such as minimum income requirements and more.
Learn how to apply and get a Venture X Rewards Credit Card
If you meet the requirements for the Venture X Rewards Credit Card, applying for it is quite simple. To learn details about the process, follow the link below for a complete walkthrough.
How to get your Venture X Rewards Card
The Venture X Rewards Card is a great companion for frequent travelers who want to make the most value for their money. Learn how to apply!
Aline Barbosa
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