Quick Loan Link is not a lender, so it does not perform credit checks on borrowers. However, once you opt for a loan, the actual lender might perform credit checks which could impact your credit score. Therefore we recommend that you check your credit score before applying for a loan to make sure you do not take any unnecessary hits to your credit score.

Quick Loan Link offers peer-to-peer (P2P) loans, personal loans and bank installment loans. To apply for P2P loans you must have a credit score of 600 or more, a verifiable income of at least $2,000, and be either employed or self-employed. If you want to apply for a personal installment loan, you must have a credit score of 580 or above, a minimum income of $2,000 a month, and be either employed, self-employed or receive benefits. To apply for a bank loan, you must have a credit score of 580 or above, a minimum income of $3,000, and be employed or self-employed.

With Quick Loan Link, after filling out and submitting the application form, you will be connected to one or more lenders within just a few minutes. After that you will e-sign with a lender, and as soon as that is done, the lender could make funds available in your checking account within as little as one business day. However, the process can take a little longer so expect a little variance.