The First Progress Platinum Elite Mastercard® Secured Card might be the perfect ally for people with limited or no credit history to build or repair their scores. It comes with a modest annual fee and reports all monthly payments to the three main credit bureaus in the U.S.

Since it’s a secured card, First Progress requires a security deposit which will be the same amount as your spending limit. You can choose any amount between $200 and $2,000 initially and increase it up to $5,000 over time with responsible use. The security deposit is refundable once you close your account in good standing.

So if you want to learn how to apply for this credit card, we’ve got you covered. Keep reading the content below and we’ll walk you through the process. Everything can be done online and in just a few minutes. 

You can apply for a First Progress Platinum Elite Mastercard® Secured Card online via the issuer’s official website. On the home page, there are three options to choose from. Select the Platinum Elite alternative and don’t forget to read up on the “Important Disclosures” section before clicking on “apply now”.

The online process consists of five steps: personal info, contact details, finance and basic info, agreements and funding. Make sure to provide all the required information and read the company’s Terms & Conditions as you fill in the form. 

After approval, you’ll have to make the security deposit in order to activate the card. Remember that this amount will also work as your initial credit limit. 

While First Progress offers a mobile app for Android users to have full access to their accounts 24/7, all new applications must go through their official website. Once you activate the card, you’re free to use their new app and manage your expenses. 

If the First Progress Platinum Elite Mastercard® Secured Card is not what you’ve been looking for, there are other options available. The Applied Bank® Secured Visa® Gold Preferred® Credit Card also reports monthly payments to credit bureaus and can help you build or rebuild your credit.

See the card’s top features below and follow the recommended content to learn how you can apply for it.