Yes, you can apply and get approved for the Capital One Spark 1% Classic Credit Card even if you have a fair score or a limited credit history. This is an entry-level card for small business owners who are looking for better money management and credit improvement. You shouldn’t find it too hard to get this card so long as you don’t have negative records on your report.

There is no predetermined spending limit for the Capital One Spark 1% Classic Credit Card, and the bank will offer an initial amount according to your financial situation. However, all new cardholders should receive at least $500 initially. If you’re not satisfied with the amount you got, you can call customer support and ask for an increase.

Capital One uses the three main credit bureaus (Equifax, Experian and TransUnion) equally when reviewing new applications for the Capital One Spark 1% Classic Credit Card. In some cases, the bank will look for information in all three bureaus at the same time before responding to a new request.