Your initial spending limit varies according to your annual income and overall creditworthiness. You’ll be able to check the amount available to you in your card’s pre-agreement contract and on your card statements when you access your account online or using TymeBank’s mobile app.

The TymeBank Credit Card is best for individuals who are looking for a credit card that offers low fees and flexible repayment options. It is particularly useful for those who are looking to manage their finances more effectively and avoid high interest charges. The TymeBank Credit Card is also a good option for individuals who are looking for a simple credit card with no complicated rewards programs and low monthly fees.

Smart Shopper is Pick n Pay’s loyalty program that rewards customers for shopping at Pick n Pay stores, as well as other partner stores such as BP petrol stations, Boxer Superstores, and Freshstop. Customers can earn Smart Shopper points by swiping their TymeBank Credit Card at the checkout when making a purchase. The number of points earned is based on the total amount spent on qualifying purchases, and the points can be redeemed for discounts on future purchases.