Getting a secured credit card is a great way to help you manage your finances or rebuild your credit score. The Secured Sable ONE credit card allows you to do that and more! For starters, there’s no annual fee, and you can graduate to an unsecured card in about four months as long as you meet the requirements for eligibility. 

There is no minimum deposit required, and your spending limit is the same amount of your security deposit. Sable reports all monthly payments to all credit bureaus and promises a faster credit repairment than the competition. Not only that, but you also get 2% cash back on eligible purchases and a 1% return on everything else you buy. 

To learn more about the features and benefits of this product, read on for our full Secured Sable ONE credit card review. 

One of the main features of the Secured Sable ONE credit card is that it doesn’t require a minimum deposit. That said, you can set up your spending limit up to $10,000. The institution also doesn’t perform any credit checks, so this card is perfect for anyone with a bad or nonexistent credit history. It does, however, require all new customers to open a Sable account to fund their deposits.

You can use this card in any establishment that accepts Mastercard. Sable offers all customers 2% cash back rewards on purchases from selected retailers and streaming services. All other purchases get a 1% return. At the end of your first year of card usage, Sable matches all the cash back you’ve earned, dollar-per-dollar. There are no annual or monthly fees, and the Secured Sable One has a relatively low APR of just 11.74%. 

As a credit builder, this card works wonderfully well, as it reports all monthly payments to the major credit bureaus. There is an opportunity to graduate to an unsecured card within just four months, provided you meet the eligibility requirements and use the card responsibly. After graduation, Sable returns your security deposit plus a bonus if your account is in good standing. 

The Secured Sable ONE credit card offers a series of benefits for people who need a fast credit repair or are trying to manage their finances. However, before applying to any product that might affect your score, it’s important to know the good and the bad as well. Read below the pros and cons of this product. 

The Secured Sable ONE credit card is a secured credit card and requires a security deposit in order for it to work. Therefore, people with bad or a limited credit history are more than welcome to apply. But it’s important to note that Sable requires all new clients to open an account in order to fund their deposits. 

If you’re ready to build or rebuild your credit score, this credit card can be a powerful tool to help you get on track. With responsible use, you can improve your score faster than anywhere else. To learn the easy and quick application process for this card, follow the link below.