The Spark Cash Plus Business Credit Card from Capital One is a great option for business owners who are looking for an effective and flexible way to manage their expenses. 

This card offers a generous cash back rewards program that allows you to earn 2% on every purchase with no restrictions or limitations.

Members can also take advantage of Capital One Travel and get 5% back when booking their travels.

The Spark Cash Plus Credit Card charges no APR, but rather a 2,99% monthly fee, since the card’s balance is due in full every month.

New members also have a chance at a $1,000 cash bonus after meeting the spending requirements within the first 6 months. 

Cardholders will have access to plenty of additional benefits, such as purchase protection, extended warranty coverage and zero fraud liability.

They can also take advantage of free employee cards and customized spending limits. 

So if you’re looking for an effective way to manage your business expenses and take advantage of attractive rewards, keep reading our Spark Cash Plus Credit Card review!

The Spark Cash Plus Credit Card from Capital One is a great way to earn cash back on your business expenses.

With its generous rewards rate of 2% cash back on all purchases, it’s easy to see why many business owners are drawn to this card.

There’s no foreign transaction fee on international purchases which makes this a great travel card for business owners who often travel internationally.

There are no annual percentage rates attached to the card because it’s a “paid-in-full” product, but there’s a 2,99% late fee.

The Spark Cash Plus charges an $150 annual fee, which might sound expensive.

However, card members can earn a $200 cash bonus every calendar year after spending $200,000 or more on the card. That bonus alone covers the fee and helps soften the blow. 

Another interesting feature is that there is no preset spending limit to the Spark Cash Plus.

This is a card that adapts its credit limit according to a series of factors such as spending behavior, credit profile and more. 

There are many advantages for using the Spark Cash Plus Credit Card for your business purposes.

However, there are also a couple of drawbacks that might influence your decision. Check them out below. 

Yes. To become eligible for the Spark Cash Plus Credit Card, all applicants must have an excellent score.

However, that is not the only criteria Capital One uses in order to approve new requests.

Additional key data points such as income, credit history, payments history and more are also taken into account with any new requests and play a determining factor on approval odds. 

Applying for the Spark Cash Plus Credit Card is easy. Check the following link to learn more details about the entire process and the documentation for all new applications.