Credit Cards

Upgrade Triple Cash Rewards credit card review

Are you tired of credit cards that work just the same? Upgrade Triple Cash Rewards has a different proposal for its users. This review will tell you how to get rewards and better payment conditions with this card.

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Upgrade Triple Cash Rewards: the credit card that works like a personal loan with rewards.

Upgrade Triple Cash Rewards credit card
Learn everything about this unique card. Source: The Post New.

After reading this Upgrade Triple Cash Rewards review, you’ll be able to say if this card is right for you. It is different from other cards because it works like a personal loan.

If you need to make big purchases and carry a balance, Upgrade Triple Cash Rewards is perfect for you. Also, the bonus categories are the ones in which we usually spend higher amounts.

Put all of this together with a $0 annual fee to have an excellent credit card in your hands. If you got interested in these benefits, keep reading to learn more about this card’s features.

Upgrade Triple Cash Rewards credit card

Learn how to get the Upgrade Triple Cash Rewards

If you need a new credit card, take a look on how to apply for the Upgrade Triple Cash Rewards credit card. You'll get 3% cashback rewards on interesting categories.

Credit ScoreYou can get it even with an average score. But you’ll get a better credit limit and APR with a higher credit score.
Annual FeeNo monthly fees, and a $0 annual fee.
Regular APR14.99% – 29.99% depending on your creditworthiness and payment conditions.
Welcome bonusNo welcome bonus for getting this credit card, just if you open an Upgrade checking account.
Rewards1% to 3% cash back. Terms apply.

Upgrade Triple Cash Rewards card: is it a good card?

Not every credit card is good for everyone, and it is not different with the Upgrade Triple Cash Rewards. You can get a credit limit as high as $25,000.

Instead of carrying the full balance from month to month, your purchase will be split into installments with a fixed cost.

You will have surprises every month while your balance grows with interest, as happens with other credit cards.

And while you use your card, you’ll earn cash back every time you pay your installments. Get at least 1% cash back on every purchase, and up to 3% on selected home, auto, and health purchases.

Upgrade Triple Cash Rewards: should you get one?

cashback
Buy your new furniture with your Upgrade Triple Cash Rewards. Source: Adobe Stock.

To see if this card is good for you, you need to analyze its pros and cons and if the benefits fit your needs. You can check some highlights of this card’s features in this Upgrade Triple Cash Rewards review:

Pros

  • Even if the offer will vary, you still can get an Upgrade Triple Cash Rewards even with a low credit score (if it is not too low).
  • The credit limits are very high and it works like a personal loan. You’ll have 12 to 36 months to pay off your purchases split into installments.
  • Earn cash back every time you use your card.
  • You will pay no annual fee, no monthly fee, and no foreign transaction fees.

Cons

  • Upgrade does not offer a bonus to welcome you.
  • The APR can be high, depending on your credit score.

What is the required credit score?

You can apply for the Upgrade Triple Cash Rewards with a not-so-good score and still get approved. But your credit limit will be lower, and the APR higher.

Upgrade Triple Cash Rewards application

So, what do you think? After reading this Upgrade Triple Cash Rewards review, is this card a good option for you? It offers a good rewards rate on valuable categories. Consider applying for it and read the following article to see how you can do it.

Upgrade Triple Cash Rewards credit card

Learn how to get the Upgrade Triple Cash Rewards

If you need a new credit card, take a look on how to apply for the Upgrade Triple Cash Rewards credit card. You'll get 3% cashback rewards on interesting categories.

About the author  /  Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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