In this ACE Flare® Account review, you will learn about this account’s incredible features. It is meant for people with low credit profiles, but it offers excellent benefits to account holders.

ACE Flare® Account is a prepaid debit card. Its issuer is MetaBank, and the company has around 1,000 stores in 22 states.

The card works similarly to a checking account, so similar it is hard to see the difference. You can use this card pretty much like you would any debit card.

With the ACE Flare® Account, you can make purchases anywhere stores or merchants accept Visa.

The account earns 0.01% interest on the balance, which is really not much. Their savings account, however, earns 6% APY. 

The card allows for purchases of up to $5,000 at a time. It also lets you withdraw $5,000 in non-ATM locations.

This sounds odd, but do not worry. You can use the card in ATMs for withdrawals of up to $400 per transaction, and $1,000 a day.

However, be mindful of ATM costs. There is a $2.50 fee for domestic ATM withdrawals and a $4.95 fee for international ATM withdrawals.

Over-the-counter withdrawals also have a $2.50 fee. You can avoid withdrawal costs by setting up direct deposits to your account.

The account does not have any minimum balance requirements, and it does come with a convenient mobile app. Both the app and the prepaid card are excellent tools for managing your spending.

Another excellent benefit is that with the ACE Flare® Account, you can have your paycheck or government benefit check deposited up to two days early.

Also, the account comes with overdraft protection. But you should avoid overdrafting at all costs. There is no fee if you overdraft less than $10.

However, if you go above that cap, there is a $20 fee which can only be waived if you bring your account back to zero within 20 hours.

Now that you are familiar with the ins and outs of this account, it is time for a comparison.

Our ACE Flare® Account review would not be complete without a list of benefits and disadvantages. Have a look below.

The ACE Flare® Account is meant for folks with poor credit scores. Therefore, you do not need to have a good credit score to qualify for this account.

Does the ACE Flare® Account sound like a fit to you? Then go ahead and take the next step applying for the account. Click the link below and follow our step-by-step guide.