Reviews
Upgrade Visa with Cash Rewards credit card review
Upgrade will give you a better way to pay your card balance. One that gives you more control over your finances. This review will explain more about this card's features.
Advertisement
Understanding Upgrade Visa with Cash Rewards credit card: is it a credit card or a personal loan?
This Upgrade Visa with Cash Rewards credit card review will clarify some doubts you may have about it. After all, is it really a credit card? How can it have such a unique payment program, unlike any other credit card?
How to get your Upgrade Visa Cash Rewards card?
You can get your Upgrade Visa with Cash Rewards credit card to enjoy cash back rewards and special payment conditions for your card's balance. Learn how to apply.
- Sign-up bonus: No welcome bonus on this card, just for de Upgrade checking account with a debit card.
- Annual fee: No annual or any other kind of maintenance fee.
- Rewards: 1.5% cashback when you pay your monthly bill.
- Other perks: Contactless card technology, mobile app, fixed-rate monthly payments.
- APR: 8.99% to 29.99% APR
If you need to make a big purchase, you can opt for the Upgrade Cash Rewards instead of a personal loan. This card is easy to get and you’ll get cash back as a reward. If you like what you’re reading, stay ‘till the end of this post to see Upgrade’s features.
Upgrade Visa with Cash Rewards credit card: is it a good card?
The Upgrade credit card will give you a new approach to how you deal with your credit card balance. It gives you the opportunity of full control over your budget. Now, when you make a big purchase on your card, you’ll know exactly how much this purchase will cost you if you split it into fixed-rate installments.
The credit limit range from $500 to $50,000, but most people with a good or excellent credit score will get $25,000. This credit card looks like a personal loan but is way more simple. You can even pre-apply to check your offer before you make any check on your credit score.
To get just a little better, every time you pay your credit card bill you’ll get 1.5% cash back of the amount paid. And what about the annual fee? Don’t worry, you won’t pay any fee to use this card.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Upgrade Visa with Cash Rewards credit card: should you get one?
Benefits
- Fixed-rate monthly payment to help you stick to your budget and avoid paying too much interest on your balance.
- Cash back on every purchase. Earn 1.5% of your expenses back.
- Easy to apply and you can check your offer with no hard inquiry on your credit score.
- Mobile app to manage your account, virtual card, and contactless card technology.
Disadvantages
- To get the lower APR you’ll be required to present an excellent credit score and to put your payments on autopay. In other cases, the APR can be higher.
- There is no sign-up bonus or Intro APR.
What is the required credit score?
To get the Upgrade Visa with Cash Rewards you’ll need a good or excellent credit score. If you have an average score you’ll get offered another Upgrade card or a secured one.
Upgrade Visa with Cash Rewards credit card application
If you’d like to enjoy the benefits that Upgrade Visa with Cash Rewards credit card has to offer as you’ve seen in this review, read the following content and apply for this card. You’ll be able to start using it right away with your virtual card.
How to get your Upgrade Visa Cash Rewards card?
You can get your Upgrade Visa with Cash Rewards credit card to enjoy cash back rewards and special payment conditions for your card's balance. Learn how to apply.
Trending Topics
Kohl’s Card application: Maximize Your Rewards on Kohl’s Purchases
Check out this Kohl’s Card application guide to learn how to get this card fast and start getting monthly discount offers.
Keep ReadingFirst Citizens Bank Rewards Review: Powerful Rewards!
If you’re looking for a credit card that transforms everyday spending into exciting rewards, review the First Citizens Bank Rewards!
Keep ReadingCapital One Spark 1.5% Cash Select review
Earn cash back at a high rate on all purchases and pay no annual fee! Check out our Capital One Spark 1.5% Cash Select review to learn more.
Keep ReadingYou may also like
How to choose the best credit card to travel?
If traveling seems too expensive to you, that's because it is. However, with the best credit cards for travel you can make it affordable.
Keep ReadingHow to open your account and start banking with GO2bank?
Open a GO2bank account today and get access to a convenient banking service with a high-yield savings account
Keep ReadingWhat is an Eligibility Check?
Wondering what eligibility check is? Then read this article and find out how it affects your credit card application.
Keep Reading