Nowadays, having a bad credit score is more common than you’d think. But this US Bank Altitude® Go Visa® Secured Card review will show you how this card can help you improve your credit.

Getting a secured credit card can help you achieve a better financial life.

However, not all secured cards provide many benefits to their cardholders. In this US Bank Altitude® Go Visa® Secured Card review, you’ll learn about one that definitely does. 

For starters, the U.S. Bank Altitude® Go Visa® Secured Card doesn’t charge maintenance fees, so you can keep that money to yourself.

Secondly, you’ll repair your score and get reward points while doing so. Check some of its main features below. 

But rewards points are not all that this card has to offer. With good use, you’ll gradually increase your credit rating.

There’s zero fraud liability, and you can even choose your due date around your payment schedule. U.S. Bank also allows autopay to help you stay worry-free. 

If you’re looking for a secured card to really help you manage your finances and achieve a healthier score, this one is a safe bet.

Keep reading our US Bank Altitude® Go Visa® Secured Card review to learn everything it can do for you. 

Issued by U.S. Bank, the premise is to provide its cardholders a good purchasing power while helping them build their scores.

It has a Visa signature, and it works as a secured card. That means you’ll need to put down a refundable deposit of anywhere between $300 and $5,000, which will be your spending limit. 

U.S. Bank then opens a savings account with that amount, which remains untouched and earns interest.

Once you graduate to an unsecured card or close your account in good standing, you can get your security deposit back. 

The card has no annual fee and can truly help you rebuild your credit with responsible use. U.S. Bank reports all monthly payments to the three main credit bureaus in the country.

The variable APR on purchases and balance transfers is pretty high at 28.99%. However, if you pay your bill on time as it’s advised with secured cards, you won’t have to worry about that. 

Meet the perks and drawbacks next in our US Bank Altitude® Go Visa® Secured Card review. That way, you can make the best decision for yourself and for your finances.

No. Since this is a secured card, you’ll have a high chance of approval even if you have a less-than-perfect score. The premise of this card is to help you repair your credit rating.

Did reading this U.S. Bank Altitude® Go Visa® Secured Card review make you want to apply? Great! Follow the link below, and we’ll explain how the application process works.