With this card, you will pay no interest on balance transfers and purchases you make within the first 60 days of card membership. Here is our BankAmericard® credit card application guide.

Pay no annual fee and get a credit card specifically designed for individuals seeking to avoid paying interest. Read on and find out how to apply within just a few minutes.

If you are applying from your desktop computer, go to Bank of America’s webpage and click the “Credit Cards” option at the top of the page.

You can find this option next to the Bank of America logo, between “Savings” and “Home Loans”.

Once you click the “Credit Cards” option you will see a dropdown menu where you must click on “Lower Interest Rate Cards”.

Then, on the next page, find the BankAmericard® credit card, and click the “Apply Now” button right below it. This will take you to the application form.

If you are applying from your mobile phone, go to Bank of America’s main page and scroll down a little to find the “Credit Cards” icon. Click the icon to view the credit card options.

Then, click the little arrow on the right-hand side of the screen until you find “Lower Interest Rates”, and tap this option.

Now, locate the BankAmericard® credit card, and tap the “Apply Now” button below it. This will take you to the application form

Enter your first and last name, along with your residential address. This must include your city, state and ZIP code.

You must also enter your primary phone number and select the mobile phone or home phone option.

Then, enter your email address before clicking on “Save and Continue”. Then, on the next page, inform whether you are a U.S. citizen or have dual citizenship.

If you are a U.S. citizen, you are going to have to enter your Social Security number.,

After that, enter your country of residence along with your date of birth. Then hit “Save and Continue”.

This will take you to the next page where you must enter your income information.

Start by informing your employment status. Then, enter your total annual income, the source of your income and your monthly housing payment.

You may at this point select to transfer a balance to your new credit card and/or add a cardholder. Hit “Save and Continue”.

On the next page the issuer will display its terms and conditions. Once you have reviewed those, check the box at the bottom of the page and hit “Save and continue” one more time.

Now, review your information to see if everything is correct, then hit “Submit my application” and you are done!

If you are looking for another similar offer for comparison, you should check out the Citi Simplicity® Card. 

This card can help you pay down debt or finance a large purchase. Its most outstanding feature is its lengthy, 21-month-long 0% intro APR period for balance transfers.

Sounds interesting? Then hit the link below and learn more about it.