If you have fair credit and are looking for personal loans with low interest rates and long terms, this lender has got you covered. This is our Ent Credit Union Personal Loans review.

Apply for a loan individually or with a co-borrowers, and get a fixed APR personal loan.

Ent Credit Union Personal Loans start at $500, but the lender does not specify the upper limit.

However, loans’ interest rates are some of the lowest in the market, and their terms are long.

Ent Credit Union has been in business since 1957, with its head office in Colorado Springs, CO. They offer loans at lower-than-average interest rates to borrowers with fair credit or even with superior credit.

This lender’s personal loan offers have a fixed APR that ranges from 7.49% up to 17.3%. Loan amounts start at $500, but the lender does not specify an upper limit for loan amounts.

Ent offers loans with terms of up to 72 months, which is above the market average of about 60 months.

However, it is worth pointing out that Ent may charge an origination fee. Also, if you miss a payment, there may be a late payment fee of $15 or more.

Still, this lender does not charge prepayment fees in case you decide to pay your loan off early.

This credit union offers loans for a number of different purposes. You can borrow to pay for your mortgage, college, car, motorcycle and even recreational vehicle.

Ent’s loans offer some of the lowest interest rates, longest payment terms, and low fixed payments.

Plus, you can qualify with a soft credit pull without any impact on your credit score.

Now you are familiar with this loan and its ins and outs. Awesome!

However, our Ent Credit Union Personal Loans review would not be complete without a comparison between its pros and cons.

Have a look at the list of benefits and disadvantages we have prepared below.

Ent Credit Union Personal Loans are available for borrowers with a wide range of credit scores. For instance, if you have a credit score of 600 (which is considered “Fair” credit) you are already eligible. 

If this Ent Credit Union Personal Loans review has got you convinced this loan is for you, you may want to take the next step and apply for it. 

If that is the case, click the link below to access our guide for the application process, and we will show you how to do it.