If you’re an Apple user, you should definitely check out this Apple Card review. The biggest tech company in the world now offers a credit card specifically for their digital wallet.

You can also get a physical card, but the biggest rewards are reserved for Apple Pay. One of the best features is that there are no fees for the card.

That means you don’t have to pay to own it, and you can use it anywhere in the world without worrying about additional charges. Check its main features below.

The card is exclusive for Apple users and you have to link it to your Apple ID. There’s no current APR promo, and the variable percentage ranges from 13.99% to 24.99% based on your current credit standing.

That said, the card is a worthy companion because it doesn’t charge the usual credit card fees and offers up to 3% cash back on selected purchases.

If you’d like to learn more about this product, keep reading our Apple Card review below. 

Issued by Goldman Sachs, the Apple Card is the first consumer card the bank’s ever produced.

It has international Mastercard coverage, which means you can use it anywhere in the world that accepts Mastercard.

Applying for it is easy and you can do so via Apple Pay on your phone. The application process performs a soft inquiry, which means there’s no harm to your score.

The card also comes equipped with all sorts of security measures such as Face ID and Touch ID. 

By making purchases and paying for them with Apple Pay, you’ll get Daily Cash rewards. All earned cash back is deposited into your card daily as real money.

You’ll get 3% on Apple Products and eligible purchases at partnered merchants (such as Uber, Nike, T-Mobile and more)

The Apple Card also provides a 2% Daily Cash on all other purchases you make with Apple Pay. You can also use the physical card anywhere, but that will grant you a 1% return on all purchases. 

There are no monthly, annual, maintenance or foreign transaction fees attached to this card. However, the APR can get as high as 24.99% based on your creditworthiness.

So paying your balance in full each month is a must if you want to avoid interest.

Next in our Apple Card review, we’ll look over the pros and cons so you can make an informed decision. While the card has many perks, there are a couple of drawbacks you should be aware of before applying. 

Yes. To become eligible for the Apple Card, all new applicants must have a credit score between Good and Excellent.

However, you can check your approval odds regardless of your rating since the application process doesn’t perform any hard inquiries. 

If this Apple Card review got you interested in applying, we’ve got you covered. Follow the link below and we’ll walk you through the application process so you can easily get your card today!