The Capital One Platinum Card offers a great way to manage your finances and build credit. With no annual fee, you can enjoy features like automatic payments and fraud protection that make it easier to stay on top of your spending.

You’ll have access to an unsecured line of credit which may increase in just 6 months upon an automatic review when you use the card responsibly.

Capital One also offers a free credit monitoring resource to help you keep track of your progress. 

This is the ideal card for you to build and establish a healthy score because not only is it inexpensive to own, it reports all monthly payments to the main credit bureaus in the country.

Bureau reporting is a key aspect to improve your credit over time. 

With the Capital One Platinum Card, you’ll have access to Capital One’s award-winning customer service team if any issues arise. You’ll also be able to manage your account using their intuitive mobile app. 

The Capital One Platinum Card is the perfect way to get more out of your credit card and make life a little bit easier.

So what are you waiting for? Learn how to apply below and start enjoying all the perks this great card has to offer!

Applying for the Capital One Platinum Card online is super easy. The first thing you need to do is to access Capital One’s official website. Then, under “credit cards” on the top menu, click on “credit building”.

The Platinum Card is the first option amongst all four alternatives. You can click on it to read more about the card’s features, check if you’re pre-approved before submitting an application, or go straight to the application process.

If you want to choose the latter, click on “apply now”. Now it’s time to fill out the online form. Tell Capital One about yourself and your finances, and provide your contact details.

Check all boxes and make sure to read their Terms & Conditions. 

Once you’re done writing down your information, click on “continue”. Capital One will review your application and give you an instant response as to whether or not you qualify.

If you don’t, they might consider you for other credit card options using the same application.

If you do qualify, they will show you an offer with an initial spending limit and other important information. All you have to do then is accept the offer and wait for the card to arrive at your address. 

You can also request the Capital One Platinum Card via Capital One’s mobile app if you want.

Download the app for free on the App Store or Google Play and create your account. Then, select the “credit cards” tab and begin the application.

The process is very simple and similar to the online application. If you have any trouble completing your request, Capital One offers an online helper to get you through the process. 

But if you’d like to check out yet another card that can help you establish a healthy score, the Petal® 1 Visa® Credit Card is a great alternative.

This is a no-fee card that reports your payments to credit bureaus and even offers rewards on eligible merchants.

To learn what else the Petal® 1 Visa® Credit Card has to offer, check the link below. We’ll also walk you through their application process if you choose to apply for this card instead. Read on for more!