The First Bank & Trust Company has been offering financial solutions since 1934. One of these solutions is their personal loan, and the FB&T Personal Loan application they provide is quite simple. 

The institution’s recommendation is to apply via phone or to visit a local branch and speak directly with a loan officer.

However, they do have an online application form as well if that’s your preferred route. 

People with a fair credit score are welcome to apply for the loan, and on-time payments help them to improve their rating over time.

That is because FB&T reports all account activities to Equifax, Experian and TransUnion. 

While there’s no online information about the loan amounts, terms and interest rates, interested parties are welcome to call the bank to answer all pending questions.

The loan is currently available for Oklahoma residents only. So, if that’s your case, check out how the FB&T Personal Loan application process works below. 

The FB&T Personal Loan online application is simple. The first thing you need to do is to access their official website and locate “lending” on the top menu. Then, select “personal loans” under “personal”.

The next page will provide you with an overview of the loan, albeit without any further information about the available amount, terms, and fees.

Below the “auto and truck” information, you’ll be able to see a gray button that says “apply at our online loan application site”.

Click on it, and then select “continue” on the next page. FB&T will require you to enter a valid email address and confirm that email.

After that, you’ll need to provide a little personal and financial information. 

FB&T will then review that data and contact you with further information about the loan, as well as the amount available to you and how to proceed with your application. 

Unfortunately, you cannot go through with a FB&T Personal Loan application via mobile app because the company currently doesn’t have one.

For online applications, you can follow the steps described above via web browser.

But if you’d rather do it in person, you can visit with a loan officer that will review your financial profile and come up with the best solutions for you and your budget.

You can also call at 580-336-5562 for any additional inquiries. 

If you don’t reside in Oklahoma or would like another option before committing to a loan, we’ve got you covered.

With OneMain Financial, you can get a personal loan even with a low score. OneMain offers competitive rates and terms, and you can borrow up to $20,000!

To learn more about how the loan works and how you can apply, follow the link below and we’ll give you a complete step-by-step guide so you can get the funding you need.