The First Latitude Platinum Mastercard® Secured Card is a great option to help you reestablish your credit score.

If you have a low rating or are new to credit, you’re still welcome to apply and have access to this international product covered by Mastercard. 

Synovus Bank, the card’s issuer, lets you start with a low security deposit of just $100, but you can choose to go as high as $2,000.

The deposit works as your spending limit and provides purchasing power for you to use it as you’d like.

There is a modest annual fee of $25 during the first year, along with a one-time $19.95 activation fee. During the second year, you’ll have to pay $35 annually to keep the card.

This card doesn’t have a rewards program but it works very well as a credit builder.

Low credit utilization and responsible use will help you increase your score since the bank reports all account activities to the credit bureaus. 

If you’re interested in applying for this card, keep reading the content below, and we’ll give you a complete walkthrough of the process. 

Applying online for the First Latitude Platinum Mastercard® Secured Card is quite simple.

The first step is to access the website and read up on all the card’s info to make sure you’re completely informed. Then, click on “apply now”.

To get the card, you’ll need to go through five stages total. The first one is an online form you’ll need to fill with your name and address. Check the box below, read their full disclosure and click “next”.

After that, you’ll need to provide more details about yourself, like your Social Security Number and address.

Then, you’ll also need to inform them of your current financial status. Once you do that, you’ll need to link an active bank account in your name.

Read up on the card’s agreements and fund your security deposit. After doing so, pay the one-time activation fee and you’re set.

The First Latitude Platinum should come via mail within a few business days. 

Unfortunately, you cannot apply for the First Latitude Platinum Mastercard® Secured Card via mobile app.

Synovus Bank offers an app for Android users, but only for account management. For applications, you must use a web browser. 

If you’re looking for other alternatives before applying for a credit card, we can help.

Other than the First Latitude Platinum Mastercard® Secured Card, you can also try the Applied Bank® Secured Visa® Gold Preferred® Credit Card.

To learn more details about the card, follow the link below.