The Bank of America® Unlimited Cash Rewards application is a very simple one.

Plus, you actually benefit from doing it online rather than at a physical branch or by phone. You can apply and get instant approval if you meet the bank’s eligibility requirements.

The card offers new cardholders a $200 online cash bonus and a 18-month 0% intro APR period for balance transfers and purchases made within the first 60 days.

Once that period ends, the APR varies between 16.24% – 26.24%. Unlike many cards from the same segment, the Unlimited Cash Rewards charges no annual fee.

One of the most appealing parts of this card is its rewards structure. While it’s not a high percentage (1.5% on all purchases), it doesn’t require you to keep track of bonus categories or spending caps.

You’ll get the same value on everything and can redeem all earned rewards for direct deposit or a statement credit. 

So if you’re ready to learn more about the Bank of America® Unlimited Cash Rewards application process, keep reading the content below. 

You can complete the Bank of America® Unlimited Cash Rewards online application in just a few easy steps.

First, access BofA’s official website and select “credit cards” on the drop-down menu on the home page. Then, click on “cash back credit cards”.

The Bank of America® Unlimited Cash Rewards card is the second option, below the Bank of America® Customized Cash Rewards card.

You can either click on “learn more” to check more information about the card, or you can select “apply now” and begin your application.

If you’re a Bank of America customer, you can log in to accelerate the process. If you’re not, you can begin filling out the online form below.

Make sure to write down everything correctly before clicking on “save and continue”. This is the first of four steps to complete your application.

Once you finish them all, the bank will review your financial profile. They should give you a response in just 30 seconds.

If the card is available to you, you’ll receive further information via email or phone call. 

Bank of America is a staple when it comes to mobile banking.

However, you can only go through the Bank of America® Customized Cash Rewards application process via web browser for security reasons.

If you want to request your card, you can follow the steps described above.

If you’d like a card with a higher rewards rate, the Bank of America® Customized Cash Rewards credit card is a great alternative.

The main features, like no annual fee, promo intro APR period, and welcome bonus, are the same as the Bank of America® Unlimited Cash Rewards.

However, the Customized Cash Rewards offers up to 3% back on rotating quarterly categories, which you can choose.

Check the following link to learn more details about this card.