When it comes to FNB Personal Loans, the application process is surprisingly simple and straightforward. With a few clicks of your mouse or taps of your finger, you’ll have the funds you need in no time.

FNB can help make your dreams a reality. Whether you are looking to finance a car, fund a holiday or complete home improvements, they have the solutions that can help get you there.

FNB offers competitive and fixed interest rates with flexible repayment options so you can find the right loan to fit your lifestyle. Borrow up to R300,000 and repay your loan in monthly installments up to 5 years. 

You’ll have access to Credit Life Insurance to take care of your balance if you’re a victim of an unexpected life event

You can also consolidate your debt with Credit Switch, and take a break from payments every January if your account is in good standing. 

Benefit from FNB’s experience in providing great value personal loans with the convenience of applying anytime at their website. If you’d like to know how the FNB Personal Loans application process works, keep reading!

The FNB Personal Loans online application process is as straightforward as it can be. But before you begin, you have to create an account if you’re not an existing customer. You also need to check if you meet their qualifying criteria. 

To become eligible, you need to reside in South Africa and have a valid ID. You also need to be 18 or older, fully employed, have a good credit score and provide recent proof of residence and income. 

If you check all of those boxes, head over to FNB’s official website and select “borrow” on their main page. Next, select “personal loan” and then click on “apply now”.

You’ll need to log in using your credentials and your phone number. A one-time password will be sent to you in order to confirm your identity. Write down the code and begin the actual application process.

You’ll be asked to fill out an online form with your personal and financial information as well as your contact details.

Then, you’ll have to provide all the required documentation like a recent proof or residence, bank statements and payslips. 

Once you do so, submit your formal application and wait for FNB to make you an offer. If you agree to their terms, you can sign the contract and wait for them to deposit your funds into your bank account. 

The FNB Personal Loans application is also available on FNB’s mobile app. Just download the app for free on the App Store or Google Play and create an account. From there, the process is very similar to the online application. 

Before you apply for a personal loan, it’s crucial to compare different lenders and make sure you’re getting the best offer.

This is why we recommend you also take a look at what the Nedbank Personal Loans have for you.

Nedbank is one of South Africa’s top lenders, and one that provides actual rewards for on-time payments. To learn what else they have in store and how to request a personal loan with them, check out the following link.