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British Airways Credit Card review: Travel More and Spend Less
In this British Airways Credit Card review you are going to see how this credit card can get you a number of travel rewards and benefits.
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British Airways Credit Card: Up to 9,000 Bonus Points, No Transaction Fees, and Travel Insurance Included”
In this British Airways Credit Card review we’ll explore the exclusive features and benefits of this card, including earning Avios and free travel insurance.
How to get your British Airways Credit Card
In this British Airways Credit Card application guide you are going to learn how to get this card in just a few minutes.
- Requirements: Applicants must earn at least R8,000.00 per month, be over the age of 18, have a valid South African ID book or Smart card, have proof of residence not older than 3 months, have a good credit score.
- Initiation Fee: N/A
- Monthly Fee: R95.00
- Rates: 17.75 % on point-of-sale purchases, cash withdrawals, and fuel purchases, 0.20% on account credit balance
- Rewards: 4000 bonus Avios points after spending R24,000.00 within the first three months of opening the account, plus 5000 Avios points for first-time Absa British Airways Credit Cardholders.
The British Airways Credit Card is best for frequent travelers who value airline perks, such as bonus miles and lounge access. Keep reading and learn all the details.
British Airways Credit Card: how does it work?
If you are an avid traveler, the Absa British Airways Visa Credit Card may be the perfect fit for you.
With a range of features and benefits, this credit card can help make your travel experiences even better.
You can earn up to 9,000 Avios on your spending in the first three months. That is enough for a return flight from Johannesburg to Durban or even Victoria Falls.
Plus, you can collect one Avios for every R7.50 spent on everyday purchases, and one Avios for every R5.00 you spend exclusively at British Airways.
The Absa British Airways Visa Credit Card also offers numerous benefits. That includes the ability to use your Avios to book both domestic and international flights.
Further, you’ll get individually determined credit limits, and no transaction fees on purchases at till points.
You can also enjoy up to 55 days interest-free credit on qualifying purchases and full ATM functionality, including cash withdrawals from any ATM worldwide.
Not to mention, with chip and PIN technology and contactless (Tap-and-Pay) technology, you can have enhanced security and convenience.
To apply for the Absa British Airways Visa Credit Card, you must have a monthly income of R8,000, a valid ID, and proof of residence.
You must also be older than 18 years and subject to an individual credit review.
When it comes to pricing, the interest rates applicable from 03 February 2023 are as follows: 21.25% for point of sale, cash, and fuel transactions, and 0.20% for credit balances.
The Absa British Airways Visa Credit Card can be a valuable asset for frequent travelers who want to earn rewards and enjoy a range of benefits.
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Significant benefits and disadvantages you may find
To complete our British Airways Credit Card review, let’s compare this card’s pros and cons. Have a look at the list of benefits and disadvantages below.
Benefits
- Travel rewards with Avios points
- Access to airport lounge facilities
- Purchase protection and travel insurance
- Complimentary supplementary cards for family
Disadvantages
- High monthly fee of R95.00
- Limited acceptance of Avios points
- High interest rates if balance unpaid
- Need for high income and credit score
Is a good credit score required for applicants?
Yes, the British Airways Credit Card requires applicants to have a good credit score. So before you apply, make sure you meet this criteria to avoid taking a hit to your credit score.
Learn how to apply and get a British Airways Credit Card
It’s never been easier to apply for the British Airways Credit Card. Just follow our simple application guide by clicking the link below.
How to get your British Airways Credit Card
In this British Airways Credit Card application guide you are going to learn how to get this card in just a few minutes.
About the author / Danilo Pereira
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