Debit Cards
American Express® Serve® Cash Back card review
In this American Express Serve Cash Back card review you will see how this card allows you to pay with plastic without the need for a regular credit card.
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by Danilo Pereira
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
Avoid overdraft fees, bounced checks, or interest payments with this convenient, prepaid card
This card is perfect for individuals who want to be able to pay with plastic but do not want or do not qualify for a regular credit card. Here is our American Express® Serve® Cash Back card review.
American Express® Serve® Cash Back car application
Read this American Express® Serve® Cash Back card application guide and learn how to get this convenient prepaid card today.
- Credit Score: N/A
- APR: N/A
- Annual Fee: Monthly maintenance fee of up to $7.95. Rates & Fees.
- Fees: 2.7% foreign transaction fee, $3.95 reload fee at retail locations, $3.95 activation fee. Rates & Fees.
- Welcome bonus: N/A
- Rewards: 1% cash back on all purchases. *Terms apply.
With the American Express® Serve® Cash Back card you will earn 1% cash back on all of your spending.
This is a convenient option for individuals looking to replace their banker without the need for a checking account. Read on and find out more about this card.
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American Express® Serve® Cash Back card: how does it work?
The American Express® Serve® Cash Back card offers a 1% cash-back return on purchases you make from stores or online.
You can add the funds to your account as soon as the transaction settles with the bank. No need to wait for the rewards.
The card allows you to decide whether you want to use your cash back immediately or save it for later. This is one feature that makes this card stand out among other rewards cards.
With this card you have access to over 30,000 MoneyPass ATM locations all over the country, and there is no fee for withdrawing cash.
One important downside of this card is its fees. It comes with an up to $7.95 monthly maintenance fee, a $3.95 activation fee, and a $3.95 reload fee.
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Significant American Express® Serve® Cash Back card benefits and disadvantages
Now that you are familiar with this card’s details, it is time for a comparison between its pros and cons. Our American Express® Serve® Cash Back card review would not be complete without it.
Check out the list of benefits and disadvantages we have prepared for you below.
Benefits
- No fee for PIN purchase transactions
- No fee for signature purchase transactions
- Broad ATM coverage at no fee
- Offers a cash-back rewards
Disadvantages
- Charges a monthly maintenance fee
- Charges a reload fee
- Charges an activation fee
Is a good credit score required from applicants?
The American Express® Serve® Cash Back card does not perform credit checks on applicants. Therefore, it does not have any specific credit requirements.
Learn how to apply and get an American Express® Serve® Cash Back card
If you like what you have seen in this American Express® Serve® Cash Back card review, you might want to take the next step and apply for this card.
If that is the case, then hit the link below and we are going to guide you through the application process, step by step.
American Express® Serve® Cash Back car application
Read this American Express® Serve® Cash Back card application guide and learn how to get this convenient prepaid card today.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
About the author / Danilo Pereira
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