The Petal® 2 Visa® Card is a solid alternative for anyone looking to build or rebuild their credit score without having to put down a security deposit. The card’s issued by WebBank, an FDIC member, and comes with a series of perks and benefits that makes it one of a kind.

With the Petal® 2 Visa® Card, you won’t have to worry about fees. That’s right! There is no annual, late, foreign or any kind of fee to this card.

Your APR rate will depend on your creditworthiness and varies between 16.74% – 30.74%. The starting credit limit is also based on your credit score and could be between $300 and $10,000.

Petal reports all payments to Equifax, Experian and TransUnion, so responsible use could really help you improve your score. Plus, you’ll get up to 10% cash back rewards on selected merchants. 

If you’d like to learn how to apply, keep reading the content below and we’ll show you how you can easily get your Petal® 2 Visa® Card in just a few minutes. 

The first thing you need to do is access Petal’s official website. Then, click on “the cards” on the top menu and select the “Petal 2” option.

Browse through the page to learn more about its features, benefits, and why this card is such a good addition to your wallet.

Once you’re ready, click on “start applying” and fill out the application form. In this part of the process, Petal will review your profile and see what’s available to you without harming your credit score.

If you can’t get the Petal® 2 Visa® Card at this time, the issuer will suggest their other alternative, the Petal 1. Read their Terms of Use and agree to them by checking the box.

If everything goes right with your application and the Petal® 2 is indeed available to you, you can submit a formal application and wait for an email or phone call to provide more details about your new card.

Petal offers a great mobile app for all cardholders to manage their accounts. While you can’t apply for this card using the app, you can take advantage of all it has to offer once the card’s issued to you.

Make sure to download the Petal app and stay on top of your credit score progress. Plus, learn how to manage your finances with their resources and tools.

You can also find merchants that offer the best cashback rates near you. 

Can’t qualify for a Petal® 2 Visa® Card? Then the best course of action is to get a Petal® 1 Visa® Credit Card and work on your score.

The Petal® 1 card has no annual fee and reports all payments to the three U.S. credit bureaus. You can still get an initial credit limit between $300 and $5,000 and cash back rewards at selected merchants.

Do you want to learn all that the Petal® 1 Visa® Credit Card can do for your financial future? If so, check the link below and read our full review.