We’ve done the research and compiled a definitive list of the best credit cards that won’t charge you extra for using them abroad – aka., no foreign transaction fees!

So, say goodbye to those bothersome foreign transaction fees that often lurk behind your international purchases.

Now, get ready to unlock the world without worrying about hidden costs. Let’s dive into the realm of fee-free global spending with these top-notch credit card options.

A foreign transaction fee, also known as a currency conversion fee, is a charge imposed by credit card issuers on transactions made in a foreign currency.

The card issuer applies this fee when you use your credit card to make purchases outside your home country. It is also applied when you purchase in a currency different from your card’s native currency.

This fee typically ranges from 1% to 3% of the total purchase. Moreover, it can quickly add up, especially for frequent international travelers or shoppers.

Here are some essential factors to consider when choosing a credit card for your trips abroad:

To help you choose the best card for your travel needs, we’ve curated a list of the top credit cards with no foreign transaction fees, each offering unique features and benefits.

The Bank of America Travel Rewards credit card is perfect for travelers seeking simplicity, flexibility, and a generous welcome bonus.

Earn unlimited 1.5 points for every dollar spent on purchases, and redeem your points for flights, hotels, rental cars, cruises, and more.

Earn 3X points on a wide range of categories, including dining, travel, gas stations, and select streaming services.

The card also offers a compelling signup bonus, allowing you to accumulate points rapidly.

Notably, the card provides cell phone protection when you pay your phone bill with the card, potentially saving you money on phone insurance.

For foodies and entertainment enthusiasts, the Capital One SavorOne Card is a fantastic choice.

Earn unlimited 3% cash back on dining, entertainment, and popular streaming services and 2% cash back at grocery stores.

Moreover, the card has no annual fee, allowing you to earn rewards without any extra costs. 

The Chase Sapphire Preferred Card is a go-to option for travel enthusiasts who value both rewards and travel protections.

Earn 2X points on dining and travel, and when you redeem your points through Chase Ultimate Rewards, you can enjoy a 25% bonus.

Additionally, the card allows you to transfer points to various airline and hotel partners. 

Moreover, you’ll get valuable travel protections, including trip cancellation/interruption insurance and primary car rental insurance, further enhancing its appeal.

Straightforward rewards with flexibility. Earn unlimited 2X miles per dollar on all purchases, and redeem your miles for travel-related expenses, such as flights, hotels, and car rentals.

Moreover, the card offers a Global Entry or TSA PreCheck application fee credit, making your travels smoother and more efficient.

With no foreign transaction fees, this is the best credit card to shop and dine abroad without any additional charges. 

If you frequently fly with United Airlines, the United Explorer Card offers an array of travel benefits. Earn 2X miles on United purchases, hotel stays, and restaurant purchases.

Additionally, you can enjoy free checked bags for you and a companion on United flights, priority boarding, and two United Club one-time passes each year.

Moreover, this credit card with no foreign transaction fees offers the best travel protections, such as trip cancellation/interruption insurance and primary car rental insurance.

The Petal 2 Card is one of the best credit cards for those looking to build credit while earning rewards without any annual fees or foreign transaction fees.

Earn cashback rewards based on responsible credit usage, allowing you to earn rewards while building a positive credit history.

Moreover, it has no late fees, making it a forgiving option for occasional late payments. Additionally, it offers a credit limit increase after six on-time payments.

The U.S. Bank Altitude Go Visa Secured Card is one of the best-secured credit cards with no annual fee and no foreign transaction fees.

Earn rewards on dining, groceries, and streaming services, making it a practical choice for everyday spending.

Additionally, the card provides a credit limit increase after you make your first five monthly payments on time, allowing you to build credit responsibly.

Designed for students, the Capital One Quicksilver Student Card offers straightforward cashback rewards with no annual fee or foreign transaction fees.

Earn 1.5% cash back on all purchases, allowing you to earn rewards on everyday spending. The card is an excellent tool for building credit while enjoying the benefits of cashback.

Tailored for business owners, the Ink Business Preferred Card offers robust rewards and travel benefits.

All in all, you’ll earn 3X points on travel, shipping, internet, cable, and phone services, making it an excellent option for business-related expenses.

Additionally, you can transfer your points to various airline and hotel partners for potentially higher-value redemptions.

Furthermore, it provides valuable travel protections, such as trip cancellation/interruption insurance and primary car rental insurance. 

When selecting the best card for your needs, consider your spending habits, travel preferences, and financial goals to find the perfect fit for your globetrotting adventures. 

Remember to use your credit card responsibly to maximize its benefits and enjoy a seamless, fee-free spending experience during your journeys abroad. Have a nice trip!

Next, discover the advantages of savings accounts! Keep reading and learn more!