Credit Cards
Bloomingdale’s American Express® Card review: Triple point days!
If you're looking for high rewards and no annual fee on a credit card, check out this Bloomingdale’s American Express® Card review.
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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
Get Up to 9x Points on Purchases at Popular Department Stores and Beyond with No Annual Fee
In this Bloomingdale’s American Express® Card review, we’ll delve into its impressive rewards system, triple point days, and exclusive shopping perks. Check it out!
How to get your Bloomingdale’s Amex card?
Looking for a credit card with high rewards and no annual fee? Get one with our Bloomingdale’s American Express® Card application guide.
- Credit Score: Fair (580-669)
- APR: 26.74% variable
- Annual Fee: $0
- Fees: $5 or 4% cash advance transaction fee (whichever is greater), 3% foreign transaction fee, up to $41 late payment penalty fee, up to $41 return payment penalty fee.
- Welcome bonus: 20% discount on up to $1,250 in purchases over the course of 2 days. Terms apply.
- Rewards: 3X points per dollar on Bloomingdale’s purchases, 3X points per dollar on purchases outside of Bloomingdale’s, 6X points per dollar on shoes, cosmetics and fragrance counters at Bloomingdale’s. Terms apply.
This card is best for frequent shoppers who want to earn rewards points for their purchases with no annual fee. If that is what you are looking for, keep reading and learn more about this credit card.
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Bloomingdale’s American Express® Card: how does it work?
Our Bloomingdale’s American Express® Card review reveals a credit card that provides substantial benefits for current Loyallist members who shop at Bloomingdale’s.
The card offers 3X points at Bloomingdale’s, and 6X points on shoes, cosmetics, and fragrances from Bloomingdale’s.
You also get 3X points on all other purchases, including non-store purchases wherever they accept American Express. This card has no annual fee, making it a cost-effective option for earning rewards.
Also, new cardholders can enjoy a 20% discount as a sign-up bonus offer that can be used multiple times over the course of two days on a total of $1,250 in purchases.
However, this card does not offer 0% APR promotions. The earning potential of the card is excellent, with the reduced amount of time and money shoppers will need to accrue the 5,000 points for a $25 Reward Card.
Additionally, the exclusive benefit available only to Bloomingdale’s cardholders is the Triple Point Days.
You may select two days every year to earn 9 points per dollar spent at Bloomingdale’s on all categories of merchandise, including online purchases.
However, you can’t use these days to purchase products outside of the U.S., store restaurants, and select leased brands.
While the Bloomingdale’s American Express® Card does not offer exclusive discounts, cardholders will still enjoy a signup bonus.
That is, for up to $250 in savings on their immediate purchases, making it a surprisingly well-rounded option.
The card also offers a range of benefits for those who shop at Bloomingdale’s on a regular basis and are willing to be strategic with their timing of purchases.
Significant benefits and disadvantages of Bloomingdale’s American Express® Card
To complete our Bloomingdale’s American Express® Card review, let’s have a look at the benefits and disadvantages of this card.
Benefits
- No annual fee
- Up to 9x points
- Triple point days
- $25 rewards every 5,000 points
Disadvantages
- High variable APR (31.24%)
- Points expire on December 31st
- Limited exclusive shopping benefits
- 3% foreign transaction fee
Is a good credit score required for applicants?
The Bloomingdale’s Store Credit Card only requires fair credit for you to get approval. This means a credit score of about 580 to 669 FICO points.
Learn how to apply and get a Bloomingdale’s American Express® Card
Ready to apply for the Bloomingdale’s American Express® Card after reading our review? Follow our step-by-step guide to complete your application in just minutes.
How to get your Bloomingdale’s Amex card?
Looking for a credit card with high rewards and no annual fee? Get one with our Bloomingdale’s American Express® Card application guide.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
About the author / Danilo Pereira
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