Credit Cards

Royal Caribbean® Visa Signature® Credit Card review

Whether you're a frequent cruiser or just looking for an exciting new credit card, here's our review of the Royal Caribbean® Visa Signature® Credit Card to help you make your decision.

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Royal Caribbean® Visa Signature® Credit Card: The ultimate card for Royal Caribbean® travel and reward benefits!

Royal Caribbean Visa Signature®
If you love to be in the sea, this credit card is perfect for you. Source: The Post New.

Are you looking for an easy, rewarding way to make the most of your next Royal Caribbean cruise experience? If so, the Royal Caribbean® Visa Signature® Credit Card could be just what you’re searching for.

Royal Caribbean Visa Signature®

How to apply Royal Caribbean® Visa Signature® Card

Ready to start enjoying exclusive cruise perks? Learn how you can easily apply for a Royal Caribbean® Visa Signature® Credit Card!

  • Credit Score: Above 670.
  • APR: The Royal Caribbean® has a 17.49% – 27.49% variable APR.
  • Annual Fee: There are zero annual fees to the Royal Caribbean® Card.
  • Fees: There’s a 20.49% to 29.49% variable APR for cash advances, variable 29.49% for bank cash advances, 3% fee for balance transfers and cash advances, and a late payment fee up to $40.
  • Welcome bonus: New members will earn 25,000 MyCruise® bonus points after making $1,000 on purchases within the first 90 days of membership.
  • Rewards: 2 MyCruise® points on eligible purchases with Royal Caribbean® and Celebrity Cruises®, and 1 MyCruise® point on all other purchases. 

This one-of-a-kind credit card offers up plenty of bang for buck – especially when combined with exclusive partnership deals available through Royal Caribbean.

In this Royal Caribbean® Visa Signature® Credit Card review, we’re going to cover every little detail about this offer.

Plus, we’ll provide insight into whether it’s the right card for your budget and lifestyle. Ready to dive in? Let’s go!

Royal Caribbean® Visa Signature® Credit Card: how does it work?

Issued by Bank of America, the Royal Caribbean® Visa Signature® Credit Card is a low maintenance card for people looking to make the most out of their Royal Caribbean cruises.

New members can earn a generous welcome bonus worth $250 onboard credit.

The card has no annual fee and offers 2 MyCruise® points on qualifying Royal Caribbean® purchases. All other purchases made with the card are worth 1 MyCruise®  point.

You can redeem those points for cruise upgrades, discounts, onboard credits, and more.

Members can also enjoy a $50 discount on the Air2Sea program after purchasing $3,500 or more with the card within the first 3 months.

There are no foreign currency conversion fees, so you can also take the Royal Caribbean® Visa Signature® Credit Card abroad.

Bank of America offers plenty of security features for added peace of mind. Cardholders can manage their account online with a $0 Liability Guarantee, account alerts, contactless payments, and much more. 

Significant benefits and disadvantages you may find

Royal Caribbean Visa Signature®
Your trip will get even better with this credit card! Source: Canva.

The Royal Caribbean® Card sounds like a sweet deal for anyone who loves to sail the high seas.

But before you sign up, let’s take a close look at whether or not this card is right for you and if its advantages outweigh any potential disadvantages.

Benefits

  • The Royal Caribbean® Card charges no annual or foreign transaction fees;
  • Easy to earn welcome bonus that is worth $250 on onboard credits;
  • You can earn 2 points on Royal Caribbean® and Celebrity Cruises® purchases;
  • There’s a $50 discount on Royal Caribbean’s Air2Sea program (terms apply).

Disadvantages

  • MyCruise® rewards redemptions are only cruise-related;
  • There’s a 5 year expiration date on MyCruise® points;
  • Not ideal for people who don’t use Royal Caribbean® often. 

Is a good credit score required for applicants?

To become eligible for the Royal Caribbean® Visa Signature® Credit Card, you must have at least a good credit score.

That means a current rating of 670+ is encouraged. However, Bank of America looks at more than credit scores when reviewing your application.

To increase your approval odds, it’s important to have a solid income and meet other requirements such as a low debt to income ratio, and more. 

Learn how to apply and get a Royal Caribbean® Visa Signature® Credit Card

If you’ve been wanting to explore the world beyond your own backyard, the Royal Caribbean® Visa Signature® Card can help you get there.

Check the following link and learn how easy it is to apply and get started with this card!

Royal Caribbean Visa Signature®

How to apply Royal Caribbean® Visa Signature® Card

Ready to start enjoying exclusive cruise perks? Learn how you can easily apply for a Royal Caribbean® Visa Signature® Credit Card!

About the author  /  Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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