If you’re looking for a new Chase credit card, you may be wondering whether the Chase Freedom Unlimited® or Chase Freedom Flex℠ is right for you.

Both cards offer great rewards and benefits, but they have different features that may make one or the other more appealing.

In this article, we’ll break down the differences between these two cards so that you can make an informed decision. Check their main features below and keep reading our comparison to see which card fits you best.

Freedom Unlimited®

Freedom Flex℠

The Chase Freedom Unlimited® card is one of Chase’s best-known products, and for a good reason. If you have a good credit score, this card is definitely a good addition to your wallet.

Not only you won’t have to worry about annual fees, but you’ll also get a great APR intro on purchases and balance transfers. Plus, with the Freedom Unlimited® welcome bonus, you could rack up some serious rewards.

If you’re a frequent traveler, the 5% return rate on travel expenses purchased with Chase can help you save a lot of money. However, beware of the 3% foreign transaction fees if you want to use this card overseas. 

For daily use, you’ll get 3% back on drugstores and restaurants, including eligible takeout and delivery services. If those are not part of your primary expenses, you’ll still get 1.5% back on everything else you buy.

To help you decide between Chase Freedom Unlimited® or Chase Freedom Flex℠, check out some of the benefits you’ll get with Freedom Unlimited® below.

When you have a good or excellent credit score, there are a great number of credit cards available to you. Undoubtedly, the Chase Freedom Flex℠ is one of the best alternatives out there.

To begin with, you’ll have access to an easy-to-get welcome bonus of $200 for spending just $500 within the first three months. Combine that with the lack of an annual fee and the 0% intro APR for 15 months, and you’re good to go. 

But there’s even more to this card. Like the Freedom Unlimited®, the Freedom Flex℠ also rewards travelers with a 5% return on purchases made through Chase’s rewards program.

Plus, you’ll also get 5% back up to $1,500 on rotating quarterly categories. On top of all that, there’s 3% cash back on restaurants and drugstore purchases and 1% back on everything else you buy.

It’s important to note that once the introductory APR period is over, you’ll get a standard variable rate between 16.49% – 25.24%. So it’s in your best interest to avoid carrying a balance if you want to avoid high interest fees. 

If you’re still unsure which card to choose between Chase Freedom Unlimited® or Chase Freedom Flex℠, check below for some of the latter’s benefits to help you make a decision. 

Choosing between the Chase Freedom Unlimited® or Chase Freedom Flex℠ is not an easy task. However, the ultimate decision is up to you. Both are excellent cards with solid benefits – albeit similar in many aspects. 

Both require a good credit score for approval, have no annual fees, and a great introductory APR for purchases and balance transfers. What sets them apart is mostly how you’ll earn your rewards.

So, in that sense, if you’re looking for a more straightforward product and don’t want to worry your mind over rotating categories, the Freedom Unlimited® should fit your needs just right.

However, if you spend a lot of money on different categories every month, the 5% rotating structure of the Chase Freedom Flex℠ will serve you well.

If your financial needs lie elsewhere, Chase has a credit card made specifically for balance transfers. The Chase Slate Edge℠ Credit Card has no annual fee and offers a 0% intro APR for 18 months.

Check the link below to learn more about it and how adding this card to your wallet can benefit you in the long run.