Chase Sapphire Reserve review: earn points on travel and dining
Learn about Chase Sapphire Reserve's amazing bonus, benefits and perks. You are going to love it!
A pile of convenient benefits and perks plus a nice welcome bonus
The Chase Sapphire Reserve is the card of choice for avid travelers. With it, you can earn an annual $300 travel credit. Read this Chase Sapphire Reserve review to see all the pros and cons of using this premium travel card.
- Credit Score: Excellent
- APR: 18.49% to 25%49 variable APR
- Annual Fee: $550
- Fees: N/A
- Welcome bonus: 60,000 points after spending $4,000 within the first 3 months from account opening.
- Rewards: Purchasing through Ultimate Rewards earn 10 points per dollar on Chase Dining, 10 points per dollar on hotel stays and car rentals, and 5 points per dollar on air travel. Also, earn 3 points per dollar on travel and dining booked with Chase and 1 point per dollar on all other purchases.
Earn bonus rewards and transfer them at a 1:1 ratio through a number of loyalty programs. Plus, become eligible to a 60,000-point welcome bonus worth $900 toward travel if redeemed through Chase Ultimate Rewards.
Chase Sapphire Reserve review: how does it work?
The Chase Sapphire Reserve credit card is one of the most desired credit cards on the market. To give you an idea of what we mean, one of this card’s closest competitors is The Platinum Card from American Express.
With this card you have the opportunity to earn a 60,000-point bonus after spending $4,000 within the first 3 months from account opening.
Purchasing travel through Chase Ultimate Rewards has tremendous benefits. It earns you 5X total points on air travel and10X total points on hotels and car rentals.
On top of that, you earn 3X points on other travel and dining purchases, as well as 1 point per dollar on all other purchases.
The card also works with select rotating categories for the Pay Yourself Back program. In this program your points are worth 50% more when you redeem them for statement credits.
Lastly, as a cardholder you have access to over 1,300 airport lounges worldwide. All you have to do is enroll in Priority Pass Select.
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Significant benefits and disadvantages of the Chase Sapphire Reserve credit card
To get a clear picture of what this card is all about, it is useful to put the pros and cons side by side for comparison. So check out the list below and see what is important to you.
- Luxury perks
- High rewards rate
- Premium travel protections
- Transfer partners
- $550 annual fee
- Requires excellent credit
- Non-impressive bonus categories
- High variable APR on purchases
Is a good credit score required for applicants?
The Chase Sapphire Reserve is a top-tier credit card with luxury perks and a $550 annual fee. A product like this does not come without its own demands.
That being said, in order to qualify, applicants must have an excellent credit score.
Learn how to apply and get a Chase Sapphire Reserve credit card
Once you meet the credit and income requirements, getting your own Chase Sapphire Reserve should be easy peasy.
In the link below, you will find a step-by-step guide to the application process for this card. Ready to make the move? Hit it!
About the author / Danilo Pereira
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