The Instacart Mastercard® Card is the perfect way to save time and money on your Instacart orders. With this card, you can easily get discounts and rewards on every Instacart purchase you make — no matter where you shop!

You won’t have to pay an annual fee, and you can earn with purchases made outside of Instacart as well. Get 5% on travel purchases made through Chase’s Travel program, 2% on gas, restaurants and streaming services, and 1% on literally everything else.

New members can take advantage of a $100 Instacart credit and 12 months of Instacart+ membership for free. You can easily redeem all earned rewards in whichever way works best for you – from statement credits to store discounts, it’s your choice!

To qualify, you need at least a good credit score. The Instacart Mastercard® Card doesn’t offer an introductory low APR and its standard variable rate ranges between 19.49% – 28.24% based on your overall creditworthiness.

If you meet the eligibility criteria and are able to pay your balance on time, the Instacart Mastercard® is a good product to have. In addition to all benefits mentioned above, you also get 0% foreign transaction fees, extended warranty, purchase protection, and more.

So, are you ready to maximize your grocery haul from start to finish? Then read on to learn how you can easily apply for and benefit from having an Instacart Mastercard® Credit Card in your wallet!

Applying for the Instacart Mastercard® Credit Card is very easy and it only takes a few minutes of your time. The first step is accessing Chase Bank’s official website. Then, click on “credit cards” and “explore credit cards”, next “view all rewards cards”. 

Scroll down until you see the Instacart Mastercard®, then click on “learn more”. Take a couple of minutes to read Chase’s Offer Details and Pricing & Terms. Then, click on “apply now”. You’ll be redirected to Instacart’s website where you’ll need to create an account. 

The next step is the same as with all online applications. You’ll need to provide the issuer with key information about yourself, your finances, and your contact details. Make sure all information is correct as you’re writing them down.

Check all necessary boxes, read Chase’s Disclosures, and finally submit your formal application. Wait for Chase to give you a response, and if you’re approved, you’ll get an offer with your initial spending limit and variable interest rate. 

You’ll need to e-sign a contract and wait for the Instacart Mastercard® Credit Card to be issued to your address. It usually takes between 5 days and 2 weeks for the card to arrive at your address. 

You can also apply for the Instacart Mastercard® Credit Card using Chase’s or Instacart’s mobile app. Download both apps for free at the App Store or Google Play and create your account.

The process is very intuitive and similar to the one described on the topic above. If you have any issues, the app offers an online helper to assist you with any inquiries you may have. 

But if you’d like to check a similar alternative before signing up, the Costco Anywhere Visa® Credit Card is an excellent option. The card offers rewards on all purchases, has no annual fee and international coverage with no foreign currency conversion charges.

To learn what else this card can do for your spending habits, check the following link. We’ll also give you a complete walkthrough of its application process.