The Citi® Diamond Preferred® application process is pretty simple. This is a credit card that allows you to transfer your balance and pay 0% APR for an ultra-long period of time.

Purchases also incur no APR for the first 12 months. This is the perfect card for people striving to get out of debt. Sounds interesting? Learn how to apply in the lines below.

The application process for the Citi® Diamond Preferred® is 100% online. It is very easy and simple to do. So if you are ready to apply, have your personal info at hand, and let’s get on it.

First, go to Citi’s website. Once there, find the “Credit Cards” option.

On your desktop, it is on the top left corner of the page. On mobile, click the three-line menu option at the top left corner of the page to reveal the options.

Now click on the “Credit Cards” on your mobile, or run the cursor over it on your desktop. Then, select the “0% Intro APR Credit Cards” option.

After that the page will reveal the options, of which the first one is the Citi® Diamond Preferred®. Click on “Apply Now”.

You have now arrived at the application form page. Fill in your personal information with first and last name, Social Security Number and date of birth. You must also inform Citi whether you are a U.S. citizen.

Once you are done with that, scroll down to find the spaces where you should fill in your address, phone and email.

Check the boxes in case you would like to provide a P.O. box address and/or a home phone number (both of which are optional).

Now scroll further down and fill in your financial information. These include annual income and monthly mortgage or rent payment if any.

You may also choose to inform any tax-exempt income by checking the box.

Check the next box to add an authorized user to your account if you wish.

And further down you must create a security word and provide a hint in case you forget it.

Now all you have to do is review the terms of the contract, check the boxes below it to confirm you are in agreement and hit “Agree and Submit”. Done!

But maybe an ultra-long 0% intro APR period isn’t exactly what you need. Maybe you would rather not pay the 5% for your balance transfer. Well, in that case you might want to check out the Wells Fargo Active Cash®.

On top of charging only 3% for your balance transfer, they offer a $200 welcome bonus and unlimited 2% cash back on all purchases. Check it out by clicking the link below!