The Deserve® EDU Mastercard for Students offers American and foreign students a great opportunity to build a solid credit score. This Deserve® EDU Mastercard for Students review will show you how it works!

This card does not require credit history, and international students do not need to worry about having a Social Security number.

The issuer reports to the three major credit bureaus, which contribute to your credit evaluation.

The Deserve® EDU Mastercard for Students is an excellent starter card for college students. It is especially good for international students because it does not require a Social Security number.

This $0-annual-fee card falls within Deserve’s underwriting standards. This means this card also does not require a credit history from its applicants. It also does not require any security deposit.

Applicants only need to be able to provide some financial documents. The issuer will use these documents as well as their own proprietary algorithm to determine applicants’ credit potential.

Factors that also help determine your ability to pay are your physical address, phone number, email address, and other U.S. bank account balances.

The way in which this information has changed over the years will help the issuer determine how easily it can reach you.

Despite Deserve’s best efforts to make things simple for students, the law requires that applicants under 21 must be able to prove that they can pay their bills. They also do not allow co-signers.

Counter to what most people would expect from an easy-to-get card like this, this credit card offers incentives like cash back and perks. Nothing fancy, but 1% cash back is still quite convenient.

The card has a credit limit of up to $5,000, and absentminded students will be happy when they are able to waive their first late fee.

Not to mention perks such as car rental collision waivers and cell phone protection insurance.

Now that you are familiar with the Deserve® EDU Mastercard for Students, let’s put the pros and cons side by side for comparison. Have a look at our list below.

The Deserve® EDU Mastercard for Students does not require an excellent credit score from its applicants. However, your credit score must fall within the average grade at least. This usually means a score of about 630 to 850.

Applying for the Deserve® EDU Mastercard for Students is a simple and straightforward process. You can do everything online, and approval only takes a few minutes. 

Interested? Then click the link below to access our guide for the application process.