Credit Cards
Huntington Bank Voice Rewards credit card review: customizable rewards
Read this Huntington Bank Voice Rewards credit card and find out about this card's 3x-per-dollar rewards and much more.
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by Danilo Pereira
Earn rewards on your chosen bonus categories and maximize your earnings rate
Small bank credit cards are usually not as flashy as credit cards from big banks, but some cards are definitely worth exploring. Check out this Huntington Bank Voice Rewards credit card review.
How to get your Huntington Bank Voice Rewards card
Read this Huntington Bank Voice Rewards credit card application guide and learn how to get this card to start earning 3x points per dollar.
- Credit Score: N/A
- APR: 11.99% to 25.99% Variable
- Annual Fee: $0
- Fees: N/A
- Welcome bonus: N/A
- Rewards: 3X points per dollar on Gas stations, Travel and entertainment, Restaurants, Discount and warehouse stores, Grocery stores, Utilities and office supply stores, Electronics, computer, and camera stores, Department, apparel, and sporting goods stores, Auto parts and service stores, and Home improvement stores
With this card you will pick your own bonus categories where you will earn 3x points per dollar.
Some of its categories are hard to find in the market, which makes this card a split option for those who like to maximize their rewards on purchases.
Huntington Bank Voice Rewards credit card: how does it work?
With the Huntington Bank Voice Rewards credit card you can earn 3X points per dollar on a number of convenient, everyday purchase categories which you can choose quarterly.
This rate is valid for up to $2,000 in purchases, and after that amount has been reached you will make 1X points per dollar.
The redemption rate for rewards is $0.01 per point. This means if you maximize your bonus category spending you could earn up to $60 in rewards per quarter.
Look at it from an yearly basis perspective, and that is $240 a year in cash back, statement credits or other redemption options.
The card does not charge an annual fee, which is a great plus. Also, the Huntington Bank Voice Rewards credit card does not charge foreign transaction fees if you happen to use your card abroad.
Another great advantage of this card is that it offers a 24-hour late payment grace period.
So, in case you forget to pay your credit card bill, you can pay it up to 24 hours past do without incurring late fees.
One major disadvantage is that the card is only available for customers in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, and Wisconsin.
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Significant pros and cons of the Huntington Bank Voice Rewards credit card
Now you know all the important details of this card. However, without a clear comparison between its pros and cons, our Huntington Bank Voice Rewards credit card review would not be complete.
So, check out the list of benefits and disadvantages we have prepared for you below.
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Benefits
- It does not charge an annual fee
- No foreign transaction fees
- Offers a late fee grace period
- Offers customizable rewards
Disadvantages
- Limited to a few states
- It does not offer a welcome bonus
- This card do not offer a 0% intro APR period
Is a good credit score required for applicants?
The Huntington Bank Voice Rewards credit card does not specify the credit score applicants must have in order to qualify. However, it is advisable that you have at least Good credit to apply.
Learn how to apply and get a Huntington Bank Voice Rewards credit card
So, do you like what you have seen in this Huntington Bank Voice Rewards credit card review? If so, you might want to take the next step and apply for the card.
Click the link below, and we will show you, step by step, how to get this card.
How to get your Huntington Bank Voice Rewards card
Read this Huntington Bank Voice Rewards credit card application guide and learn how to get this card to start earning 3x points per dollar.
About the author / Danilo Pereira
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