In this First Progress Platinum Select Mastercard® Secured Credit Card review, you’ll learn all you need to know about this product. 

What if you could have a credit card even if you don’t have a credit history? It sounds too good to be true, but First Progress makes it possible.

People with a damaged score will benefit from this card. It comes with some features that can make it easier to improve your credit score over time. With responsible use and low credit utilization, you’ll see an increase in just a handful of months. 

A secured credit card can be a great way to repair your score. These cards are for people who may not have a perfect credit history, and they work by requiring you to put down a security deposit against your spending limit.

So keep reading our First Progress Platinum Select Mastercard® Secured Credit Card review to learn why this is one of the best secured cards in the market. Check the content below to see what this product has to offer.

First of all, the First Progress Platinum Select falls under the “secured” category. That means you need to put down a minimum $200 refundable deposit that will act as your spending limit. 

If you’re looking for a starter card or a product with great approval odds, the First Progress Platinum Select is the way to go.

With low credit utilization and responsible use, you’ll be able to increase your score over time. That is because First Progress reports all payments to the three main credit bureaus in the country.

The application process is quick and online, and pre-qualification doesn’t perform any hard inquiries. You can apply even with no credit score and still get this card.

Better yet, you still have a good chance even if you have a discharged bankruptcy on your file.

The card doesn’t offer a welcome bonus or rewards on purchases. However, the APR is relatively low at 16.99% and the annual fee is also at the low-end, at $39.

Android users can have access to the bank’s mobile app to access their accounts 24/7. 

The card comes with a few advantages for credit building, but there are also a couple of drawbacks attached to it.

See the bullet points below to learn what they are and if the First Progress Platinum Select Mastercard® Secured Card makes sense to you financially. 

If you’re one of the millions of Americans with limited or no credit history, you may be wondering what kind of credit score you need to qualify for a First Progress Platinum Select Mastercard® Secured Card.

The good news is that this card is specifically for people like you, and there is no required credit score. That means even if you’ve never had a credit card before, you can still qualify.

If reading this First Progress Platinum Select Mastercard® Secured Credit Card review got you interested in applying for the card, follow the link below. In it, we’ll show you how to qualify and how the online application process works.