US
First National Bank Lifestyle checking account review: Stay Organized and Secure
Read this First National Bank Lifestyle checking account review and learn how this account allows you to store physical goods.
Advertisement
Understanding First National Bank Lifestyle checking account: Elevate Your Financial Security
Boost your financial organization with a complimentary safety deposit box and paper statements. This is our First National Bank Lifestyle checking account review.
How to open your Lifestyle checking account?
In this First National Bank Lifestyle checking account application guide we are going to show you how to open an account within minutes.
- Fees: $10 per month if the balance drops below $1,000, $2.95 fee when you use an out-of-network ATM, no overdraft fee.
- APY: 0.01% on balances of $2,500+.
- Benefits: Free safe deposit box; CardGuard, a set of controls that let you restrict when and where your card can be used.
- Investment Options: N/A
Looking for a place to store valuables and important documents? This account will get you that. Prefer to receive physical copies of your account information. This account will get you that too. Read on and find out everything it has to offer.
First National Bank Lifestyle checking account: understand how it works
First National Bank Lifestyle Checking is an interest-bearing account that includes some great features. One of the most notable is the free safety deposit box, which can be a valuable service for many customers.
Additionally, the account offers free paper statements, making it a good choice for those who prefer to receive physical copies.
However, the account also has some downsides. The APY is quite low, at just 0.01% on balances of $2,500 or more.
Also, there is a monthly fee of $10 if the balance drops below $1,000. This means that customers need to be mindful of their account balance to avoid unnecessary charges.
Another downside is the limited ATM network, with only 800+ ATMs available in specific states. This can be an inconvenience for customers who frequently need to withdraw cash.
Furthermore, the account doesn’t have many perks or benefits like other accounts offered by different banks.
Despite these downsides, First National Bank Lifestyle Checking still has some great features that may appeal to certain customers.
For example, the free safety deposit box and free paper statements are both valuable services that are hard to find elsewhere.
The account also offers online bill pay and CardGuard, a set of controls that let you restrict when and where your card can be used.
All in all, First National Bank Lifestyle Checking is a decent account that may be a good fit for some customers, but it’s not the best option for everyone.
It’s important to weigh the pros and cons of the account and to compare it to other checking accounts available in the market to see if it’s the right fit for you.
If you’re looking for a high interest rate or a large ATM network, you may want to consider other options.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Significant benefits and disadvantages you may find
Tradition dictates that our First National Bank Lifestyle checking account review must have a list of benefits and disadvantages. So here it is.
Benefits
- Free safe deposit box
- Free paper statements
- Online bill pay
- CardGuard controls
Disadvantages
- Low APY (0.01%)
- Monthly fee ($10)
- Limited ATM network
- Limited benefits and perks
Is a good credit score required for applicants?
The First National Bank Lifestyle checking account does not specify credit requirements for applicants. So you do not need to worry about this.
Learn how to apply and open a First National Bank Lifestyle checking account
If you like what you have seen in this First National Bank Lifestyle checking account review, you might want to take the next step and apply for this account.
If that is the case, click the link below and we are going to show you how to do it.
How to open your Lifestyle checking account?
In this First National Bank Lifestyle checking account application guide we are going to show you how to open an account within minutes.
About the author / Danilo Pereira
Trending Topics
Bank of America® Unlimited Cash Rewards for Students application
Want to start earning cashback rewards? Here is our Bank of America® Unlimited Cash Rewards for Students application guide.
Keep ReadingCredit Firm application
See how the Credit Firm application process works and how you can get a personalized plan to help you fix your score.
Keep ReadingPenFed Platinum Rewards Visa Signature® Card review
Looking for a great rewards card? Check out our PenFed Platinum Rewards Visa Signature® Card review to see if it's the right fit for you!
Keep ReadingYou may also like
FB&T Personal Loan application
Learn how the FB&T Personal Loan application process works and how you can get a loan that fits your financial needs perfectly.
Keep ReadingWhat is a bear market?
Learn what is a bear market, why it happens, how long they last and how you can navigate through it while protecting your finances.
Keep ReadingFNB Premier Credit Card review: Maximize your rewards with this card
In this FNB Premier Credit Card review you will see how this credit card allows you to maximize rewards, plus convenient perks.
Keep Reading