If you have a smartphone with you, you can learn how to use a Bank of America digital wallet. You will not embarrass yourself anymore if you forget your physical wallet at home.

Unless you forget your wallet and your smartphone. In this case, nothing can help you except eating more Omega-3 and vitamin B12 to improve your memory.

But as you probably use your phone for a ton of things, and you keep it 24/7 in your hands, having a digital wallet will certainly make it easier to pay your bill at the restaurant or at the grocery store.

This is not entirely new, but it’s new enough that a lot of people still don’t know how to use it. If this is your case, don’t worry.

This article will teach you how to use the Bank of America digital wallet and will take you one step further into the technological future. 

A digital wallet will turn your cellphone into your ultimate paying device. But your phone has to be charged and turned on for this to happen.

It is simple. You’ll have to download your mobile app of choice that has this function. There are many apps for Android and for iOs.

Some examples of digital wallet apps are Google Wallet, Apple Pay, Samsung Pay, Venmo, etc.

A digital wallet mobile app will take advantage of the functions your cellphone already has, like the camera, the wireless connection, the MFT, and the NFC systems.

All you have to do is set up your credit card, debit card, or bank account in your app, and you can use it to make payments through your phone. You don’t need to carry your wallet around. 

But remember that even if almost every store has a device to accept contactless payment, they’re not obligated to have it.

To avoid embarrassing situations, you’d better check if this payment method is available before consuming any product from the store, in case you don’t have your physical wallet.

Many people get suspicious about using a digital wallet. It feels like it would be easier to steal your money from it than it would be to steal from your physical wallet.

But this is not accurate, and we’ll tell you how.

Your smartphone has many ways to keep your data safe. But it won’t work if you don’t set a password and even a two-steps-verification to access it.

You can even set your fingerprint so only you can see what’s inside your phone.

Hackers have been cloning credit cards since they were invented. It’s not like your physical card is a guarantee to keep your money safe. But it is already safer than carrying cash in your pockets. 

There are many ways to identify fraud on your bank account or credit cards. Make sure to have a good antivirus on your cellphone too, and never share your passwords.

Bank of America does not have a specific mobile app to set up a digital wallet. But you can use your Bank of America card in your digital wallet of choice. That’s how you’ll do it:

It is essential to download your digital wallet from a reliable source. Make sure that the app you’re downloading is legit.

Otherwise, you can give your bank information to someone else. Make sure to pick the link on official websites or one that has been verified at your smartphone app store.

Inside your mobile banking app, you can set your card to use on your digital wallets. This is the step-by-step:

And that’s it. You can select this card as default on your digital wallet if you want to. Now your Bank of America card is ready to be used. 

As you can see, it is not that complicated to add your card to your digital wallet. Now that you’ve done it, there are two ways to use it:

To use the Bank of America digital wallet, you need to have an account or a credit card at this bank. If you don’t have one yet, you can apply for a credit card.

This card demands a good or excellent credit score but will give you excellent reward rates and benefits if you use it in every purchase.

And if you set it up in your digital wallet, it will get even easier to earn cash back.

To learn more about this card, read the full review on the following content, and apply for it online if you think it’s worth it.