Credit Cards

How to get your J.P. Morgan Reserve Card: online application process

Read this J.P. Morgan Reserve Card application guide and learn how to get this card even if it is invite-only.


by Danilo Pereira

Published on 12/12/2022

This invite-only card is excellent for frequent travelers with a big bank account

J.P. Morgan Reserve Card
This credit card is invite-only: learn how to get yours. Source: The Post New.

If you like to travel and earn points at a high rate, this card can offer you some attractive benefits. Learn how to apply for it with our J.P. Morgan Reserve Card application guide.

This card allows you to earn 3X points as soon as you earn your $300 annual travel credit and 3X points per dollar at restaurants, and 1X points per dollar on all other purchases. 

Learn how to get this credit card

The J.P. Morgan Reserve Card is available exclusively to J.P.’s wealthiest customers.

To emphasize this card’s exclusivity, the bank has decided to make it out of a rare and valuable metal: Palladium.

As of December 2022, palladium is trading at $61.73 per gram. The card weighs around 27 grams.

So if you have the J.P. Morgan Reserve Card, you are carrying a $1.600+ piece of metal in your pocket. This serves as a hint at how exclusive this card is.

To become eligible even to get this card, you need to be a J.P. Morgan Private Banking customer with at least $10 million in liquid cash or investable assets under J.P.’s management.

Be careful not to mistake J.P Morgan Private Banking for Chase Private Client. The Chase Private Client has a much lower threshold than that of J.P.

Once you have placed at least $10 million in J.P.’s hands, you should receive an invitation for the J.P. Morgan Reserve Card. 

Why have all that money in a single bank?

business woman get J.P. Morgan Reserve Card
You will get the exclusive experience of becoming a personal banker. Source: Canva.

You might wonder why someone would keep $10 million at a single bank when they could spread it and get offers for exclusive financial products from multiple banks.

The truth is, when you have that kind of money in a single financial institution, it raises your status within that institution.

That is when you start enjoying the best part of private banking, which is being a personal banker.

A personal banker gives you access to a level of banking very few people will ever experience.

You will have personalized assistance to help you with virtually any question regarding banking products and services.


How do I receive my card?

The card comes in a beautiful silver box whose inside has a soothing leather-like texture. This gives the package just the right presentation for such an exclusive product.

In the package, you will find a nice brochure with a full presentation and description of the card, along with the card’s terms and conditions. 

What about another recommendation: Chase Sapphire Reserve

If you are looking for a similar card with lower requirements, you must check out the Chase Sapphire Reserve.

This card offers top-tier travel benefits and perks, a welcome bonus of 60,000 points worth $900 if you redeem it for travel through Chase Ultimate rewards, and much more.

Sounds like a fit? Then click the link below, and we will tell you all about it.

chase sapphire reserve card

Chase Sapphire Reserve review

Learn about Chase Sapphire Reserve's amazing bonus, benefits and perks. You are going to love it!

About the author  /  Danilo Pereira

Danilo is a copywriter with a passion for learning. Deeply interested in philosophy, politics and arts.

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