Credit Cards
Merit Platinum Card review
The Merit Platinum Card provides people with a bad score what most companies don’t: an unsecured credit line and purchasing power for goods and products. Read our full review to learn how this card can help you.
Advertisement
Merit Platinum Card: Get a $750 unsecured credit line to shop at Horizon Outlet!
In this Merit Platinum Card review, we’ll look over the features of a product that allows you to do just that – regardless of your current rating.
If you’re struggling with bad credit, you know how hard it is to get your hands on a card and restore your purchasing power.
How to get your Merit Platinum card
The Merit Platinum Card application process is simple and you can do it online in just a few minutes. Read on to learn how to do it!
With the Merit Platinum Card, you’ll get an unsecured $750 credit line to shop at the Horizon Outlet online store.
With a wide range of products, you’ll be able to purchase anything you want at the store. And what’s best, you won’t have to worry about any APR charges.
- Credit Score: You can get a Merit Platinum Card regardless of your score.
- APR: There’s no APR on the Merit Platinum.
- Annual Fee: There’s a monthly fee of $14.77 ($177.24 per year).
- Fees: There are no other fees attached to the Merit Platinum Card.
- Welcome bonus: No current offer.
- Rewards: You’ll have access to benefits such as roadside protection, credit report monitoring, legal assistance, identity theft insurance and a prescription discount plan.
While the card doesn’t report monthly payments to the main credit bureaus, it can help you in other ways.
For one, it’ll give you a better understanding of money management. Two, you’ll regain your purchasing power. And finally, you’ll have access to other benefits.
The Merit Platinum Card offers credit report monitoring, identity theft protection, roadside assistance and much more. All for a small monthly fee of $14.77 and no activation fee.
So if you’re tired of being denied access to credit, keep reading our Merit Platinum Card review to learn more about this card. You’ll see how beneficial it can be to have it on your wallet.
Merit Platinum Card: how does it work?
The Merit Platinum Card is issued by Horizon Card Services and has a pretty simple structure to it.
With it, you’ll get an unsecured $750 credit line to shop exclusively at the Horizon Outlet online store. There’s a $14.77 monthly fee and no APR charges.
You can also enroll for a 7-day risk-free trial with no strings attached. The downside is that you need to link another credit or debit card to your Merit account.
That is because you cannot pay for the monthly or shipping product fees with this card.
While there’s no credit bureau reporting, the card does have some interesting features.
You can get access to credit score monitoring 24/7 and up to $1,000,000 in identity theft insurance.
The Merit Platinum Card also offers other benefits such as legal assistance, roadside assistance and a prescription discount plan.
You can also pay your monthly minimum balance at 10% or $25, but the products you’ve purchased will only ship when paid in full.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Significant benefits and disadvantages you may find
Next in our Merit Platinum Card review, we’ll cover the pros and cons of having this card.
That way you can make an informed decision as to whether or not this card is really beneficial to you.
Benefits
- You can apply for a Merit Platinum regardless of your credit score;
- Unsecured credit line of $750 for online purchases at the Horizon Outlet;
- No APR charges;
- Access to other benefits such as credit monitoring and identity theft;
- The possibility of regaining your purchasing power even with bad credit.
Disadvantages
- It charges a monthly fee;
- The Merit Platinum does not report monthly payments to credit bureaus;
- You can only use it at the Horizon Outlet online store.
Is a good credit score required for applicants?
You can request a Merit Platinum Card regardless of where your current score stands.
All you need to do is be over the age of 18 and have a valid U.S. checking or savings account and a credit or debit card to your name.
Learn how to apply and get a Merit Platinum Card
If this Merit Platinum Card review sparked your interest in applying for the card, we can help.
Follow the link below for more details about the process. You can easily request the card online within a few minutes.
How to get your Merit Platinum card
The Merit Platinum Card application process is simple and you can do it online in just a few minutes. Read on to learn how to do it!
Aline Barbosa
Trending Topics
Total Visa® Credit Card review
Learn how to get the purchasing power of a real Visa card even if you have a bad score in this Total Visa® Credit Card review.
Keep ReadingHow to get your Aeroplan® Credit Card: easy application and huge benefits
In this Aeroplan® Credit Card application guide, you will learn how to get this card and start enjoying high rewards on Air Canada purchases.
Keep ReadingFirst Digital Mastercard credit card review
If you're looking for a credit card to boost your score, the First Digital Mastercard we present you in this review is perfect for you.
Keep ReadingYou may also like
The many advantages of shopping online with a virtual card
Learn about the benefits of shopping online with a virtual card, including added security and protection against fraudulent transactions.
Keep ReadingThe Post New recommendation – ElectroFinance Lease
ElectroFinance Lease allows you to easily lease electronics so that you can buy them later even if you have bad credit. Check it out!
Keep ReadingJetBlue Card review: an airline card with no annual fee
In this JetBlue Card review you will learn about this card's convenient travel rewards and how you can earn points on groceries and more.
Keep Reading