Debit Cards
American Express Serve® FREE Reloads Card review
If you’re looking for a reloadable prepaid card, read our review of the American Express Serve® FREE Reloads Card to see how it can benefit you and your wallet.
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by Aline Barbosa
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
American Express Serve® FREE Reloads Card: Take charge of your money!
Do you like the convenience of a prepaid debit card? If so, you’ll love this American Express Serve® FREE Reloads Card review.
This card has a low monthly fee and offers free reloads, making it a cost-effective option. The card is also FDIC insured and offers coverage against fraudulent purchases.
American Express Serve® FREE Reloads application
Learn all the details about the American Express Serve® FREE Reloads Card application process and how you can request yours.
With the Serve® FREE Reloads Card, you can add money into your account for free at over 45,000 participant locations.
You can also organize and pay your monthly bills by scheduling them online with Serve’s Pay Bills Guarantee.
- Credit Score: All credit levels can request this card.
- APR: Since it’s a prepaid card, there is no annual percentage rate. Rates & Fees
- Annual Fee: There’s a $6.95 monthly fee (except for cardholders in NY, TX, and VT). Rates & Fees
- Fees: $2.50 out-of-network ATM withdrawal, $3.95 out-of-network cash reload. Rates & Fees
- Welcome bonus: This card has no current welcome bonus offer.
- Rewards: This card has no current rewards promotion.
The card can really help you manage your finances better, especially if you need to control your spending.
So if you’d like to get more details on the usefulness and the perks of this product, keep reading our American Express Serve® FREE Reloads Card review.
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American Express Serve® FREE Reloads Card: how does it work?
In this day and age, not everyone can have a good credit card in their wallet. Be it for a bad credit history or not wanting to deal with fees and overspending, the reasons are plenty.
That’s why Serve came up with the American Express Serve® FREE Reloads Card: to help you manage your expenses better.
For starters, you can apply for this card for free if you do it online (at retail locations, the card costs $3.95).
Then, you can add money to your account for free at over 45,000 locations like Walmart, Dollar Tree, CVS, and more. You can also withdraw money for free using the MoneyPass® ATM Network.
The card does have a $6.95 monthly maintenance fee (except for NY, TX, and VT residents), but it does offer some perks in return.
With the Serve® FREE Reloads Card, you’ll get purchase protection, fraud protection, roadside assistance, emergency assistance, and AMEX offers.
Overall, this is a solid card for people looking for convenience and who want to avoid the high fees that come with most credit cards in the market.
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Significant benefits and disadvantages you may find
Surely there are quite a few benefits to this card, but there are also a few drawbacks. Check the advantages and disadvantages next in our American Express Serve® FREE Reloads Card review.
Benefits
- Get the purchasing power and prestige of an American Express card.
- Reload your card for free at over 45,000 locations that are easy to find.
- You don’t have to keep a minimum balance on your account.
- There are no credit check requirements for applying.
- You’ll get solid benefits like fraud and purchase protection.
Disadvantages
- Serve® charges a $6.95 monthly fee (except for NY, TX, and VT residents).
- There’s a 2.7% foreign transaction fee.
Is a good credit score required for applicants?
Serve® performs no credit checks for new applicants. You can apply and get this card regardless of your score because it serves as a debit card.
Since the collateral is the money you have in your account, you don’t have to worry about being denied because of your credit history.
Learn how to apply and get an American Express Serve® FREE Reloads Card
If you like this American Express Serve® FREE Reloads Card review and want to learn how you can request your card, we’ll show you. Follow the link below for a complete step-by-step guide on how you can apply for it.
American Express Serve® FREE Reloads application
Learn all the details about the American Express Serve® FREE Reloads Card application process and how you can request yours.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
Aline Barbosa
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