Plain Green Loans review

Plain Green Loans is one of the most popular payday lenders in the United States. But is it the right choice for you? Read our review to find out.


Plain Green Loans: Get a quick loan with same-day funding!

plain green loans
If you need extra cash, learn how Plain Green Loans can help you. Source: The Post New.

In this Plain Green Loans review, we’ll look over one of the top lenders for quick funding in the U.S. Do you ever find yourself short on cash between paychecks?

If so, you’re probably always looking for ways to save money. One option to consider is a personal loan.

plain green loans

How to apply for a Plain Green loan?

Learn more about the Plain Green loan application process and how you can get up to $1,000 on same-day funding even with a bad credit score.

Plain Green Loans offers short-term loans with minimal requirements, making it a great choice for people who need money fast.

This company has been in business for several years and has helped many people get the money they need when they need it the most.

  • APR: Variable between 210% and 428% based on creditworthiness.
  • Loan Purpose: Car repair, medical care, broken appliances, and more.
  • Loan Amount: From $500 to $1,000 (up to $5,000 for returning customers).
  • Credit Needed: You can apply even if you have a bad score.
  • Terms: From 10 to 26 months.
  • Origination fee: There is none.
  • Late Fee: None.
  • Early Payoff Penalty: There are no early payment fees.  

Plain Green Loans offers unsecured loans with terms up to two years and no origination fees. If you’re a new customer, you can get up to $1,000.

Returning customers can apply for up to $5,000 without the need of a collateral for the loan. 

The company also allows applicants with subprime credit scores, which is a differential when it comes to online lenders.

So if you’re in need of a quick funding, keep reading our Plain Green Loans review to learn how this loan can help you put your finances in check. 

Plain Green Loans: how does it work?

Plain Green Loans is owned by Chippewa Cree Tribe of the Rocky Boy’s Indian Reservation located in Montana.

The company specializes in short-term loans for various financial needs. However, their services are only currently available in 26 U.S. states.

You can get up to $1,000 if you’re a first-time customer and up to $5,000 if you’ve requested their loans before.

Their repayment terms are between 10 and 26 months, and there is no origination, late or prepayment fees attached to the loan. 

You can also get same-day funding if your request is approved before 11:30 a.m. on a business day.

If you have a bad credit score, Plain Green Loans may accept your request when other companies may not.

One thing you should be aware of though, is that Plain Green Loans charge a high annual percentage rate.

Their current APR lies between 210% and 428% based on key data points such as your current credit score and income. 

Significant benefits and disadvantages you may find

plain green loans
Put your finances back on track with the help of Plain Green Loans. Source: Freepik.

While you can benefit from their services if you need a quick loan for emergencies, there are a few lowlights you should know before applying.

Check out the pros and cons next in our Plain Green Loans review.


  • No origination, prepayment or late payment fees;
  • Offers fast, same-day funding;
  • You can apply and get the loan even with a bad credit score;
  • The minimum income requirement is just $1,000.


  • Plain Green Loans is only available in 26 U.S. states;
  • Incredibly high APR starting at 210%;
  • Small loan amounts, up to $5,000 only for returning customers.

Is a good credit score required for applicants?

No. You can apply and have your loan approved even if you have a bad credit score. However, the loan amount and APR will vary according to your current credit rating.

That said, you can end up paying much more than you borrowed.

Learn how to apply for Plain Green Loans

Did reading our Plain Green Loans review get you interested in applying for it?

Then follow the link below to learn how you can request this short-term loan and get same-day funding.

plain green loans

How to apply for a Plain Green loan?

Learn more about the Plain Green loan application process and how you can get up to $1,000 on same-day funding even with a bad credit score.

About the author  /  Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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