To qualify for the Amazon Prime Rewards Visa Card, you need to be over the age of majority and a U.S. citizen or resident. You also need an Amazon Prime membership and a credit score between good and excellent (680 or above). However, having these qualities is no guarantee of approval, since Chase – the card’s issuer – takes other key factors such as your income and credit history into account.

When it comes to redeeming your Amazon Prime Rewards Visa Card rewards, you have lots of options. You can apply them directly into a new Amazon purchase, get them as statement credits, a direct deposit into a checking or savings account, or use them for gift cards and travel-related purchases with Chase.

No, the Amazon Prime Rewards Visa Card does not have an annual fee. However, to become eligible for it, you need to have an Amazon Prime membership. The membership costs $139 annually and gives you access to a series of services such as Amazon Prime Video, Amazon Music, and free shipping on selected products.