Happy Money Personal Loan is a financial technology company that provides loans to help people pay off their credit card debt.

The company’s focus is on helping customers achieve financial wellness and happiness, hence the name “Happy Money”.

They offer personal loans ranging from $5,000 to $40,000, with competitive interest rates starting at 10.50%, and no hidden fees.

The application process is quick and easy, with most customers receiving a decision within minutes.

The Happy Money Personal Loan comes with a variety of benefits. With it, you’ll get free financial coaching and access to educational resources to help customers improve their financial literacy.

So, if you’re looking for a personal loan with competitive rates, quick and easy application process, and a focus on financial wellness and social responsibility, Happy Money may be the right choice for you!

Keep reading to learn how you can apply for it. 

Getting a Happy Money Personal Loan is super easy. Just head to their website and hit the “check my rate” button. You’ll be directed to a short application that takes just a few minutes to complete.

Put down your name and surname and click “continue”. Then, write down your date of birth and click “continue” once again. Happy Money will then request you to contact them via their chat to continue your application. 

By clicking the “contact us” button, you’ll speak directly to a Happy Money specialist who will evaluate your credit profile and make an offer based on your current financial situation. 

Unfortunately, you cannot apply for a Happy Money Personal Loan using their mobile app. To request a loan and get an offer, you must first check your rate using their official website. 

If you’re looking for a loan for any other purpose other than debt consolidation, we suggest taking a look at the Best Egg Personal Loan.

Best Egg may be a better option than the Happy Money Personal Loan if you’re looking for lower interest rates and fees.

They also offer flexible repayment terms and loan amounts up to $50,000, which may better suit your financial needs.

Additionally, Best Egg Personal Loans have a quick and easy online application process that can get you approved and funded in as little as one business day, making them a convenient choice for those in need of funds quickly.

To learn what else Best Egg has to offer and how to easily request a loan with them, check the link below!