Bank of America® Unlimited Cash Rewards Secured helps people build credit by reporting their credit usage and payment behavior to the three major credit bureaus. With responsible use, cardholders can establish a positive credit history and improve their credit score over time.

No, there are no limits to the amount of rewards you can earn with Bank of America® Unlimited Cash Rewards Secured. You can earn unlimited 1.5% cashback on all purchases.

Bank of America® Unlimited Cash Rewards Secured has an annual fee of $0. This means you can enjoy the benefits of the card without paying an annual fee.

Yes, Bank of America® Unlimited Cash Rewards Secured provides cardholders with free access to their FICO credit score. You can access your score through your online account or the Bank of America mobile app.

Yes, there is a foreign transaction fee of 3% of the U.S. dollar amount of each transaction. If you plan to travel outside of the United States, you may want to consider a different card with no foreign transaction fees to avoid these additional charges.