Since this is a secured credit card, your credit limit equals your security deposit. You can start with $49, $99 or $200 and go as high as $1,000. By using your card responsibly, Capital One might grant you a limit increase without the need of an additional deposit. Responsible use may also allow you to graduate into an unsecured credit card.

You can easily check your Platinum Secured Card from Capital One balance and manage your account using Capital One’s online banking or via mobile app on your phone. You just need to log into your account using your credentials.

Once you’ve been approved for the card and paid the security deposit, it’ll take between 2 to 3 weeks for your card to arrive at your address. Unfortunately, Capital One does not have expedited shipping for the Platinum Secured Card from Capital One due to the nature of the card.