The credit limit for the Capitec Credit Card varies depending on the applicant’s creditworthiness and financial profile. However, the card’s credit limit ranges from R5,000 to R250,000, giving users ample spending power. The limit is reviewed periodically, and if the user’s financial circumstances change, they can request a limit increase or decrease.

To apply for the Capitec Credit Card, applicants must be South African citizens or permanent residents, be over 18 years of age, and earn a minimum of R3,000 per month. They will also need to provide proof of income, proof of residence, and a valid South African ID or passport.

The Capitec Credit Card’s cashback rewards program is simple and straightforward. For every purchase made using the card, users earn a percentage of the transaction amount as cashback rewards. The cashback percentage varies depending on the type of transaction, with higher rewards given for purchases at specific retailers or service providers. Users can redeem their cashback rewards at any time, either as a credit on their account or as cash.

Yes, the Capitec Credit Card can be used for international travel. The card comes with free travel insurance, including medical cover, lost baggage protection, and trip cancellation insurance, making it an excellent option for those who frequently travel. Users can also use the card to make purchases abroad, and with its low foreign exchange fees, it is a cost-effective way to spend while overseas.