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Discover the top features of the Capitec Credit Card, including low fees and competitive interest rates.

Capitec Credit Card: Low Monthly Fee, Low Rates, and Cashback Rewards.


The Capitec Credit Card is a good option for South Africans who want to save money on fees and interest. This card offers no monthly fees and low-interest rates, making it an affordable choice for budget-conscious users. In addition, it comes with a high credit limit, free travel insurance, and cashback rewards on purchases, making it a versatile card for everyday spending and travel!


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Are you looking for a convenient and secure way to pay for your everyday purchases? Look no further than Capitec's credit card, which provides easy access to funds while offering multiple rewards and benefits. See them below!

Low interest on good credit score
Up to R5 million travel insurance
High credit limit available
Earn interest on a positive balance

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The credit limit for the Capitec Credit Card varies depending on the applicant’s creditworthiness and financial profile. However, the card’s credit limit ranges from R5,000 to R250,000, giving users ample spending power. The limit is reviewed periodically, and if the user’s financial circumstances change, they can request a limit increase or decrease.

To apply for the Capitec Credit Card, applicants must be South African citizens or permanent residents, be over 18 years of age, and earn a minimum of R3,000 per month. They will also need to provide proof of income, proof of residence, and a valid South African ID or passport.

The Capitec Credit Card’s cashback rewards program is simple and straightforward. For every purchase made using the card, users earn a percentage of the transaction amount as cashback rewards. The cashback percentage varies depending on the type of transaction, with higher rewards given for purchases at specific retailers or service providers. Users can redeem their cashback rewards at any time, either as a credit on their account or as cash.

Yes, the Capitec Credit Card can be used for international travel. The card comes with free travel insurance, including medical cover, lost baggage protection, and trip cancellation insurance, making it an excellent option for those who frequently travel. Users can also use the card to make purchases abroad, and with its low foreign exchange fees, it is a cost-effective way to spend while overseas.

If you like what you have learned about the Capitec Credit Card, take the next step and apply for this card! Click the link below and follow our application guide to get it in just a few minutes.

Capitec Credit Card

How to apply for Capitec Credit Card

Time to get a card with a low interest rate and high credit limit! Here is our Capitec Credit Card application guide.

Not quite what you’re looking for? Then check out another offer! Have a look at the ABSA Gold Credit Card.

This card comes with innovative card technology for easy online and in-store transactions, and it also offers a range of lifestyle, travel and insurance advantages.

How does that sound for you? If you’d like to learn more, click the link below, and we will tell you everything about it.

ABSA Gold Credit Card

How to get your ABSA Gold Credit Card

In this ABSA Gold Credit Card application guide we are going to show you how to get this card with 57 days interest-free.

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