Current is not a bank. It is a financial technology company with banking services provided by Choice Financial Group. The Visa Debit Card is also issued by the same financial institution, which is a member of the FDIC, as well as pursuant to a license from Visa U.S.A. Inc. The card can be used anywhere visa debit cards are accepted.

Aimed at modern families, Current is a financial mobile app with a Visa debit card. With these features it makes it possible for clients to deposit money in their accounts faster, manage their budgets, make transfers and withdraw money in more than 55,000 ATM locations all over the country.

With this card you can use ATMs all over the country at no fees. The Current app helps you locate ATMs around your area with its ATM locator map. Current takes the idea of a mobile banking app to a whole new level, making it possible for you to withdraw money using its wide ATM network.

Current covers overdraft up to $200 with no overdraft fees (terms apply). All you have to do is to set up a direct deposit, receive a qualifying deposit, and enable Overdrive™ on your Current Account.

Yes. When you make purchases or withdraw money at cash machines, the money is automatically taken from your account. It is important that you keep track of how much money you have in your account to make sure you are able to cover your transactions. Additionally, it is possible to opt into overdraft coverage so that your transaction is covered even if you do not have enough cash in your account.