The Discovery Bank Gold Card offers cashback rewards, travel benefits, and discounts on purchases. The rewards program is tiered, meaning the more you spend, the more rewards you earn. Additionally, cardholders can earn up to 1.5% cashback on qualifying purchases.

Yes, there is an initiation fee of R135 for the Discovery Bank Gold Card. However, the fee is waived for those who sign up for the card via the Discovery Bank app.

The credit facility allows cardholders to access credit when they need it. The amount of credit available is determined based on the cardholder’s credit score and spending habits. The facility can be managed via the Discovery Bank app.

There are no limitations on the rewards earned with the Discovery Bank Gold Card. Rewards earned through the program are automatically added to the cardholder’s account, and can be redeemed via the Discovery Bank app.

To be eligible for the Discovery Bank Gold Card, applicants must be 18 years or older, have a valid South African ID, and a minimum monthly income of R7,500. Additionally, applicants must be able to pass a credit check.