If you are thinking about applying for Ent Credit Union Personal Loans, you will be happy to know that these loans are available for a wide range of credit scores. Whether you have a 590-point credit score (which is considered a “fair” credit score), or an excellent credit score of 840, you are likely eligible for Members 1st loans. In addition to meeting these credit score requirements, you must be at least 18 years old or the state minimum, whichever is higher. When it comes to annual income requirements, the lender does not disclose any specific numbers in their official channels. However, the Credit Union requires that applicants are able to provide proof of their ability to repay their obligations. Ent Credit Union Personal Loans will examine applications regardless of borrowers’ employment status.

Yes, it does. Your payments to Members 1st Federal Credit Union Personal Loans will be reported to all the three major reporting agencies (Equifax, Transunion, and Experian). This means that when you make regular on-time payments to your creditor it positively impacts your credit score. It also improves your ability to demonstrate financial responsibility and sets you up for better interest rates on future loans or even credit cards.